Allegany County property record for 1612 Bedford St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,153 sqft · built 1941 |
| Lot Size | 0.167 acres (7,287 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $103,000 (Sep 2025) |
| Tax Bill | $831 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-026148 |
| Primary APN | 05-026148 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,153 sqft Total Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,287 sqft (0.167 acres) |
| Lot Dimensions | 146 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 247 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 026148 |
|---|---|
| Street Address | 1612 BEDFORD ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1612 BEDFORD ST 50X146 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 2300 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1612 BEDFORD ST, CUMBERLAND, MD 21502-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Deed Book / Page | 3092 / 225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 17, 2025 |
| Property Address | 1612 BEDFORD ST, CUMBERLAND, MD 21502-1009 |
| Document Number | 003092-0225 |
| Book / Page | 3092 / 225 |
| Instrument Date | Aug 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & ST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1612 BEDFORD ST, CUMBERLAND, MD 21502-1009 |
| Document Number | 0003092233 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 3092/233 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,600 (+7.61%) Land $10,800 Building $86,800 | $97,600 (-) Land $10,800 Building $86,800 | |
| 2025 | $831.00 (+16.22%) | $90,700 (+17.95%) | $97,600 (+26.92%) Land $10,800 Building $86,800 |
| 2023 | $715.00 Homeowner's exemption | $76,900 Land $10,800 Building $66,100 | $76,900 Land $10,800 Building $66,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband, Verizon.
5G (outdoors only) and 4G LTE
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