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16119 Dinal Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 16119 Dinal Dr, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,418 sqft · built 2023
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Aug 2023)
Tax Bill$5,609 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone D (undetermined)
APN422329129003

Property Details

APN / Parcel Number

Primary APN422329129003
Alternative APNs
  • 00952602982003
  • 10004728403

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,418 sqft Living Area
Gross Area3,147 sqft
1st Floor Area2,418 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area9,600 sqft (0.22 acres)
Garage TypeAttached
Garage Area668 sqft
DrivewayDriveway
Driveway Area980 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952602982003
Street Address16119 DINAL DR
CityPUNTA GORDA
StateFL
Zip33955-4111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC16 BLK313 LT13 1016-1815 1319/1632 POA1346/1494 1350/45 2028/1614 2209/1501 3731/1696 4936/982 3297931
Legal Range23E
Legal Township42S
Legal Section29
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block313
Legal Lot Number13
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1027
Census Tract10506

Owner

Source: Charlotte County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16119 DINAL DR, PUNTA GORDA, FL 33955-4111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · FHA Mortgage
NATIONAL HOME MORTGAGE CORPORATION
Aug 1, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Mar 1, 2022Warranty Deed, Transfer
SCA TITLE LLC, CAH TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2023 · Amount on Record
Deed SaleAug 1, 2023 · Amount on Record
Prior SaleMar 1, 2022 · Amount on Record
Deed Document Number20233297931
Prior Transfer DateJun 7, 1994
Prior Transfer Doc1350000045
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Recording DateMay 26, 2026
Property Address16119 DINAL DR, PUNTA GORDA, FL 33955-4111
Document Number0003647815
Instrument DateMay 26, 2026
Instrument20263647815
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address16119 DINAL DR, PUNTA GORDA, FL 33955-4111

Mortgage

Document Number0003647815,
DateMay 26, 2026
Instrument20263647815
Lender
NameNATIONAL HOME MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 1, 2023
Property Address16119 DINAL DR, PUNTA GORDA, FL 33955-4111
Document Number0003297931
Map ReferenceMB 8 PG 27A-27O
Instrument DateJul 28, 2023
Instrument3297931
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 19, 2024
Title CompanySCA TITLE LLC, CAH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6330 TECHSTER BLVD, FORT MYERS, FL 33966-4725

Transferred To (Grantee/Buyer)

NameVerified Name
Address16119 DINAL DR, PUNTA GORDA, FL 33955-4111

Mortgage

Document Number0003297932
DateAug 1, 2023
Instrument3297932
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 1, 2022
Property Address16119 DINAL DR, PUNTA GORDA, FL 33955-4111
Document Number0049360982
Book / Page4936 / 982
Map ReferenceMB 8 PG 27A-27O
Instrument DateFeb 24, 2022
Instrument3065969
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanySCA TITLE LLC, CAH TITLE LLC

Transaction

AmountAmount Recorded
Tax$448.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address12 BRIGHTON CT, LOUDONVILLE, NY 12211-2642

Transferred To (Grantee/Buyer)

NameVerified Name
Address6330 TECHSTER BLVD, FORT MYERS, FL 33966-4725
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,609.00 (+984.91%)$368,183 (+1,504.28%) Land $34,000 Building $334,183$368,183 (+1,263.64%) Land $34,000 Building $334,183
2023$517.00 (+46.05%)$22,950 (+12.5%)$27,000 (+32.35%) Land $27,000
2022$354.00$20,400 Land $20,400$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 432 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies448 units insured
incl. 16 condo units
Nearby Flood Claims131 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 80 claims
  • Hurricane Helene, Oct 2024 · 34 claims
  • Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

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