St. Louis County property record for 16118 Surfview Ct, Grover, MO 63040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,498 sqft · built 1989 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (May 2016) |
| Tax Bill | $6,214 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24U-52-0243 |
| Primary APN | 24U-52-0243 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Gross Area | 3,378 sqft |
| 1st Floor Area | 1,086 sqft |
| Basement Area | 100 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 84 ft deep x 80 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 306 sqft |
| Deck Area | 160 sqft |
| Patio Area | 312 sqft |
| Balcony Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16118 SURFVIEW CT |
|---|---|
| City | WILDWOOD |
| State | MO |
| Zip | 63040-1900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CHESTERFIELD SHORES PLAT ONE 8 8 89 LOT 64 |
| Legal Subdivision | CHESTERFIELD SHORES PLAT ONE |
| Legal Lot Number | 64 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 221506 |
16118 Surfview Ct is owned and occupied by two individuals who acquired it in January 2026.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16118 SURFVIEW CT, WILDWOOD, MO 63040-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2026 | Beneficiary Deed, Transfer |
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC |
| Sep 18, 2019 | Deed of Trust, Mortgage FRONTIER MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2016 · Amount on File |
| Deed Sale | May 26, 2016 · Amount on File |
| Prior Sale | Aug 12, 2005 · Amount on File |
| Deed Document Number | 2016254 |
| Deed Book / Page | 22032 / 1505 |
| Last Transfer Date | Jan 9, 2026 |
| Transfer Doc | 0000000535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 9, 2026 |
| Property Address | 16118 SURFVIEW CT, GROVER, MO 63040-1900 |
| Document Number | 2026010900535 |
| Map Reference | MB 287 PG 13 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026010900535 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16118 SURFVIEW CT, GROVER, MO 63040-1900 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16118 SURFVIEW CT, GROVER, MO 63040-1900 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16118 SURFVIEW CT, GROVER, MO 63040-1900 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|
| Document Number | 02371402514 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 23714/02514 |
| Instrument | 2019092600515 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16118 SURFVIEW CT, GROVER, MO 63040-1900 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 16118 SURFVIEW CT, GROVER, MO 63040-1900 |
| Document Number | 0242700369 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 24270/369 |
| Instrument | 2020082101702 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16118 SURFVIEW CT, GROVER, MO 63040-1900 |
| Document Number | 0237142514 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16118 SURFVIEW CT GROVER MO 630401900, GROVER, MO 63040-1900 |
| Document Number | 0237142514 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 023714/002514 |
| Instrument | 515 |
| Name | FRONTIER MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 25, 2039 |
The 2025 property tax bill for 16118 Surfview Ct was $6,214, up 11.6% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Wildwood City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,170 (-) Land $29,360 Building $61,810 | $479,800 (-) Land $154,500 Building $325,300 | |
| 2025 | $6,214.00 (+11.62%) | $91,170 Land $29,360 Building $61,810 | $479,800 Land $154,500 Building $325,300 |
| 2024 | $5,567.00 (+0.09%) | ||
| 2023 | $5,562.00 | $80,060 Land $18,350 Building $61,710 | $421,400 Land $96,600 Building $324,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16118 Surfview Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16118 Surfview Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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