16118 Scarbery Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16118 Scarbery Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,445 sqft · built 1987
Lot Size0.419 acres (18,256 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Nov 2014)
Tax Bill$6,375 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN288-391-17-00

Property Details

APN / Parcel Number

Primary APN288-391-17-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,445 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Lot Area18,256 sqft (0.419 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address16118 SCARBERY RD
CityRAMONA
StateCA
Zip92065-4255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 189 TR 007519
Legal SubdivisionCOUNTY ESTATES #II
Legal Tract007519
Legal Block3
Legal Lot Number189
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3005
Census Tract20810

Owner

16118 Scarbery Rd is owned and occupied by two individuals who bought it in November 2014.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address16118 SCARBERY RD, RAMONA, CA 92065-4255
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2014 · Amount on File
Deed SaleNov 19, 2014 · Amount on File
Prior SaleAug 30, 2010 · Amount on File
Deed Document Number2014504926
Prior Transfer DateJun 10, 1999
Prior Transfer Doc0000478912
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16118 SCARBERY RD, RAMONA, CA 92065-4255
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyCALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000392183
DateJul 21, 2020
Instrument2020-0392183
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16118 Scarbery Rd was $6,375.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$517,110 (+2%) Land $158,826 Building $358,284
2025$6,375.00$506,971 Land $155,712 Building $351,259
2023$5,962.00 (-1.84%)$487,286 Land $149,666 Building $337,620
2022$6,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16118 Scarbery Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16118 Scarbery Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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