San Joaquin County property record for 16118 Adobe Way, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,260 sqft · built 2006 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jan 2016) |
| Tax Bill | $8,952 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 191-490-110-000 |
| Primary APN | 191-490-110-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,260 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,500 sqft (0.126 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 191-490-11 |
|---|---|
| Street Address | 16118 ADOBE WAY |
| City | LATHROP |
| State | CA |
| Zip | 95330-8957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05-FM PT 191-330-02 PER MOSSDALE LANDING NO 4A |
| Legal Subdivision | MOSSDALE LANDING UNIT 4A |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 5119 |
16118 Adobe Way is owned and occupied by an individual who bought it in January 2016.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16118 ADOBE WAY, LATHROP, CA 95330-8957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Mar 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ATHAS CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2016 · Amount on File |
| Deed Sale | Jan 20, 2016 · Amount on File |
| Prior Sale | Apr 27, 2012 · Amount on File |
| Deed Document Number | 20167583 |
| Prior Transfer Date | Apr 26, 2012 |
| Prior Transfer Doc | 0000052970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16118 ADOBE WAY, LATHROP, CA 95330-8957 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 16118 ADOBE WAY, LATHROP, CA 95330-8957 |
| Document Number | 0000180181 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020-180181 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16118 ADOBE WAY, LATHROP, CA 95330-8957 |
| Document Number | 0000029946 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16118 ADOBE WAY LATHROP CA 953308957, LATHROP, CA 95330-8957 |
| Document Number | 0000029946 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 29946 |
| Name | ATHAS CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | AGOURA HILLS, CA 91301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2049 |
The 2026 property tax bill for 16118 Adobe Way was $8,952, up 1.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,952.00 (+1.07%) | ||
| 2025 | $8,857.00 | $449,835 Land $157,442 Building $292,393 | |
| 2023 | $8,455.00 (-0.29%) | $432,369 Land $151,329 Building $281,040 | $698,760 |
| 2022 | $8,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16118 Adobe Way in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16118 Adobe Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Ayera Technologies, Matrix Broadband, Verizon.
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