Mecklenburg County property record for 16116 Riverpointe Dr, Charlotte, NC 28278
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,984 sqft · built 1989 |
| Lot Size | 0.367 acres (16,021 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Feb 2019) |
| Tax Bill | $3,697 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 199-441-29 |
| Primary APN | 199-441-29 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,984 sqft Heated Area |
| Gross Area | 5,568 sqft |
| 1st Floor Area | 2,546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 16,021 sqft (0.367 acres) |
| Garage Area | 572 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 35 sqft |
| Patio Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 199-441-29 |
|---|---|
| Street Address | 16116 RIVERPOINTE DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-5800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20MF |
| Legal Description | L67 B1 M22-415 |
| Legal Subdivision | RIVERPOINTE |
| Legal Block | 1 |
| Legal Lot Number | 67 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 3, STEELE CREEK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 5908 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16116 RIVERPOINTE DR, CHARLOTTE, NC 28278-5800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Feb 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2019 · Amount on Record |
| Deed Sale | Feb 26, 2019 · Amount on Record |
| Prior Sale | Oct 28, 2015 |
| Deed Document Number | 0033309374 |
| Deed Book / Page | 33309 / 374 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 16116 RIVERPOINTE DR, CHARLOTTE, NC 28278-5800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000130920 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 34949/284 |
| Instrument | 2020130920 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 5, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 16116 RIVERPOINTE DR, CHARLOTTE, NC 28278-5800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000114564 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 33809/661 |
| Instrument | 2019114564 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 26, 2019 |
| Property Address | 16116 RIVERPOINTE DR, CHARLOTTE, NC 28278-5800 |
| Document Number | 0000021164 |
| Book / Page | 33309 / 374 |
| Map Reference | MB 22 PG 415 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 2019021164 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 424 BOONESVILLE BND, 424, ARGYLE, TX 76226-1355 |
| Name | Verified Name |
|---|---|
| Address | 16116 RIVERPOINTE DR, CHARLOTTE, NC 28278-5800 |
| Document Number | 0000021165 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 2019021165 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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