16116 N 164th Ln, Surprise, AZ 85388 Property Records

Maricopa County property record for 16116 N 164th Ln, Surprise, AZ 85388

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,843 sqft · built 2003
Lot Size0.157 acres (6,844 sqft)
OwnerTrust Name on File
Last Sale$269,900 (Apr 2005)
Tax Bill$1,673 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Jun 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN509-04-552

Property Details

APN / Parcel Number

Primary APN509-04-552
Alternative APN
  • 509045521

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,843 sqft Living Area
Gross Area1,941 sqft
1st Floor Area1,843 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood Frame
Construction TypeFrame
Roof MaterialConcrete
Lot Area6,844 sqft (0.157 acres)
Parking Spaces2 Parking Spaces
Pool Area309 sqft
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address16116 N 164TH LN
CitySURPRISE
StateAZ
Zip85388-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionNORTHWEST RANCH PHASE 1 MCR 552-01
Legal Range2W
Legal Township3N
Legal Section1
Legal SubdivisionNORTHWEST RANCH PHASE 1
Legal Phase1
Legal Lot Number278
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1021
Census Tract61026

Owner

16116 N 164th Ln is owner-occupied and held in a trust since April 2015.

Source: Maricopa County records, as of October 8, 2026

Owner of RecordTrust Name on File
Mailing Address16116 N 164TH LN, SURPRISE, AZ 85388-1113
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jun 16, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2005 · Amount on File
Deed SaleApr 20, 2005 · Amount on File
Prior SaleDec 5, 2003 · Amount on File
Deed Document Number2005510733
Last Transfer DateApr 29, 2015
Transfer Doc0000316262
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateOct 1, 2026
Property Address16116 N 164TH LN, SURPRISE, AZ 85388-1113
Document Number0000573199
Instrument DateSep 25, 2026
Instrument2026573199
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust, 220
Address16116 N 164TH LN, SURPRISE, AZ 85388-1113

Mortgage

Document Number0000573199,
DateOct 1, 2026
Instrument2026573199
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 25, 2056
Interest
Max Rate-1%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address16116 N 164TH LN, SURPRISE, AZ 85388-1113
Document Number0000517981
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address16116 N 164TH LN SURPRISE AZ 853881113, SURPRISE, AZ 85388-1113

Mortgage

Document Number0000517981
DateJul 17, 2017
Instrument517981
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 16, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16116 N 164th Ln was $1,673.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,870 (+102.61%)$358,700 (+0.34%) Land $71,700 Building $287,000
2025$1,673.00$17,704 (-55.04%)$357,500 (-9.22%) Land $71,500 Building $286,000
2024$39,380$393,800 Land $78,700 Building $315,100
2023$1,494.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16116 N 164th Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16116 N 164th Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on N 164th Ln

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