16115 Ridgewood Dr, Morrison, IL 61270 Property Records

Whiteside County property record for 16115 Ridgewood Dr, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2017)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0908454005`

Property Details

APN / Parcel Number

Primary APN	`0908454005`
Alternative APN	`87937`

Exterior

Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	165 ft deep x 132 ft wide

Location & Zoning

Account Number	87937
Street Address	16115 RIDGEWOOD DR
City	MORRISON
State	IL
Zip	61270-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND ACRES LOT 5 215800X
Legal Subdivision	HIGHLAND ACRES SUBDIVISION
Legal Lot Number	5
Jurisdiction	WHITESIDE IL
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3004
Census Tract	200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16115 RIDGEWOOD DR, MORRISON, IL 61270-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage FARMERS NAT'L BK
Dec 15, 2017	Deed of Trust, Mortgage FARMERS NAT'L BK
Jan 12, 2017	Grant Deed, Construction Loan · Construction Mortgage FARMERS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2017 · Amount on File
Deed Sale	Jan 12, 2017 · Amount on File
Deed Document Number	2017248
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	16115 RIDGEWOOD DR, MORRISON, IL 61270-9556
Document Number	0000003086
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16115 RIDGEWOOD DR MORRISON IL 612709556, MORRISON, IL 61270-9556

Mortgage

Document Number	0000003086
Date	Jun 2, 2020
Instrument	3086

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	PROPHETSTOWN, IL 61277

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate	3%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	16115 RIDGEWOOD DR, MORRISON, IL 61270-9556
Document Number	0000007765
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16115 RIDGEWOOD DR MORRISON IL 612709556, MORRISON, IL 61270-9556

Mortgage

Document Number	0000007765
Date	Dec 27, 2017
Instrument	7765

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	PROPHETSTOWN, IL 61277

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Interest

Rate	4%

January 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 12, 2017
Property Address	16115 RIDGEWOOD DR, MORRISON, IL 61270-9556
Document Number	0000000248
Instrument Date	Jan 12, 2017
Instrument	248
Transaction Type	Construction Loan
Record Updated	Feb 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16115 RIDGEWOOD DR MORRISON IL 612709556, MORRISON, IL 61270-9556

Mortgage

Document Number	249,
Date	Jan 12, 2017
Instrument	249

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	PROPHETSTOWN, IL 61277

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 11, 2018

Interest

Rate	3.2%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Mount Pleasant Township
Municipality	Morrison City
Unified School District	Morrison Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,787.00	$66,019 Land $4,394 Building $61,625
2024			$198,057 Land $13,182 Building $184,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISON serves 4,188 people · EPA ID IL1950350
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Jo-Carroll Energy, Nextlink.

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