San Joaquin County property record for 16115 N Ray Rd, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,174 sqft · built 1950 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,000 (Jun 1995) |
| Tax Bill | $5,136 (2026) |
| Deeds & Mortgages | Dec 2020 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 025-200-190-000 |
| Primary APN | 025-200-190-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 30,492 sqft (0.7 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|
| Old Parcel Number | 025-200-19 |
|---|---|
| Street Address | 16115 N RAY RD |
| City | LODI |
| State | CA |
| Zip | 95242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG40 |
| Legal Description | REDRAWN JUL-12-2006 FROM ORIGINAL APN 025-130-04 |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 4106 |
16115 N Ray Rd is owned by a company that bought it in June 1995.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 207007, STOCKTON, CA 95267-9507 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 1995 · Amount on File |
| Deed Sale | Jun 15, 1995 · Amount on File |
| Deed Document Number | 199553756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 29, 2020 |
| Property Address | 16115 N RAY RD, LODI, CA 95242 |
| Document Number | 0000184428 |
| Instrument Date | Dec 26, 2020 |
| Instrument | 184428 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 207007 STOCKTON CA 952679507, STOCKTON, CA 95267-9507 |
The 2026 property tax bill for 16115 N Ray Rd was $5,136, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,136.00 (+0.31%) | ||
| 2025 | $5,120.00 | $449,207 Land $243,546 Building $205,661 | |
| 2023 | $4,932.00 (+41.85%) | $314,784 Land $242,143 Building $72,641 | $578,790 |
| 2022 | $3,477.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16115 N Ray Rd in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 2 (1983–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16115 N Ray Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| unWired Broadband Fixed Wireless | 1,000 / 1,000 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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