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16115 E 650th Ave, Watson, IL 62473 Property Records

Effingham County property record for 16115 E 650th Ave, Watson, IL 62473

Property Summary

Property TypeResidential Vacant Land
Lot Size12.1 acres (529,690 sqft)
OwnerIndividual Name on Record
Last Sale$131,000 (Aug 2023)
Tax Bill$50 (2022)
Deeds & MortgagesAug 2023 Sale
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-10-031-029

Property Details

APN / Parcel Number

Primary APN14-10-031-029

Exterior

Lot Area529,690 sqft (12.1 acres)

Location & Zoning

Street AddressE 650TH AVE
CityWATSON
StateIL
Zip62473
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionPT E 211FT SW SE & PT W 645.64FT E 1/2 SE LYING W OF TOWNSHIP RD EXCEPT S 1001.18FT 3778/334 3438/35 3244/194 3161/168 2607/2
JurisdictionEFFINGHAM IL
Township / Civil DivisionWATSON
Census Block Group1
Census Block1096
Census Tract950400

Owner

Source: Effingham County records, as of September 26, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address804 N GLENWOOD ST, EFFINGHAM, IL 62401-3200
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Warranty Deed, Transfer
Oct 10, 2019Deed of Trust, Mortgage · Commercial Mortgage
DIETERICH BANK NA
Apr 26, 2022Warranty Deed, Transfer · Line of Credit
TEUTOPOLIS STATE BANK
Dec 27, 2018Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2023 · Amount on Record
Deed SaleAug 3, 2023 · Amount on Record
Prior SaleApr 26, 2022 · Amount on Record
Deed Document Number202323002516
Deed Book / Page3871 / 165
Record UpdatedJun 7, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateAug 3, 2023
Property AddressE 650TH AVE, WATSON, IL 62473
Document Number003871/165
Book / Page3871 / 165
Instrument DateJul 20, 2023
Instrument202323002516
Transaction TypeTransfer
Record UpdatedSep 27, 2023

Transaction

AmountAmount Recorded
Tax$131.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21634 N 1050TH ST, HIDALGO, IL 62432-2049

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 N GLENWOOD ST, EFFINGHAM, IL 62401-3200

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property AddressE 650TH AVE, WATSON, IL 62473
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003504/048
DateOct 10, 2019
Book Page3504/048
Instrument201901904116
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueOct 9, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateApr 26, 2022
Property AddressE 650TH AVE, WATSON, IL 62473
Document Number003778/334
Book / Page3778 / 334
Instrument DateApr 22, 2022
Instrument202222001713
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16115 E 1600TH AVE, 16115, EFFINGHAM, IL 62401-4620

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address21634 N 1050TH ST, HIDALGO, IL 62432-2049

Mortgage

Document Number202222001714
DateApr 26, 2022
Instrument202222001714
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueMay 1, 2027

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateDec 27, 2018
Property AddressE 650TH AVE, WATSON, IL 62473
Document Number003438/035
Book / Page3438 / 035
Instrument DateDec 26, 2018
Instrument201801805407
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 WATER, 410, TEUTOPOLIS, IL

Transferred To (Grantee/Buyer)

NameVerified Name
Address16115 E 1600TH AVE, EFFINGHAM, IL 62401-4620

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionWatson Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$50.00$1,870 Land $1,870$5,610 Land $5,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
GigFire
Fixed Wireless		150 / 130
KNR Wireless
Fixed Wireless		100 / 10
AT&T
Fixed Wireless		25 / 3
Frontier
DSL		10 / 1

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