16112 Lakeside Loop Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 16112 Lakeside Loop Ln, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,804 sqft · built 2018
Lot Size	0.149 acres (6,516 sqft)
Owner	Individual on Record
Last Sale	$600,000 (Aug 2023)
Tax Bill	$4,533 (2023)
Deeds & Mortgages	Aug 2023 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-063-55`

Property Details

APN / Parcel Number

Primary APN	`001-063-55`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,804 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,516 sqft (0.149 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-063-55
Street Address	16112 LAKESIDE LOOP LN
City	CORNELIUS
State	NC
Zip	28031-0360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13 M60-997
Legal Subdivision	COURTYARDS/LK NORMAN PH 2 MAP
Legal Lot Number	13
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1003
Census Tract	6219

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	2 Co-owners on Record
Mailing Address	16112 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer NOT AVAILABLE, LINK TITLE GROUP LLC
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 27, 2018	Special Warranty Deed, Transfer · ARM AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	2023079195
Deed Book / Page	38320 / 99
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 18, 2023
Property Address	16112 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360
Document Number	0000079195
Book / Page	38320 / 99
Map Reference	MB 60 PG 997
Instrument Date	Aug 18, 2023
Instrument	2023079195
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	NOT AVAILABLE, LINK TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22415 MARKET ST # 3005, 3005, CORNELIUS, NC 28031-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16112 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16112 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200520
Date	Oct 20, 2021
Book Page	36666/446
Instrument	2021200520

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 27, 2018
Property Address	16112 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360
Document Number	0000146877
Book / Page	33132 / 453
Map Reference	MB60 PG997
Instrument Date	Nov 6, 2018
Instrument	2018146877
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$839.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 STONEHENGE PKWY, 500, DUBLIN, OH 43017-7572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16112 LAKESIDE LOOP LN, CORNELIUS, NC 28031-0360

Mortgage

Document Number	0000146878
Date	Nov 27, 2018
Instrument	2018146878

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,533.00	$534,100 Land $140,000 Building $394,100	$534,100 Land $140,000 Building $394,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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