16112 Kathy Ln, Youngstown, FL 32466 Property Records

Bay County property record for 16112 Kathy Ln, Youngstown, FL 32466

Property Summary

Property TypePasture
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$149,500 (Mar 2021)
Tax Bill$99 (2025)
Deeds & MortgagesMar 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN02798-010-035

Property Details

APN / Parcel Number

Primary APN02798-010-035

Exterior

Lot Area435,600 sqft (10 acres)

Location & Zoning

Street Address16112 KATHY LN
CityYOUNGSTOWN
StateFL
Zip32466-3529
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Pasture
Local Zoning CodeBC01
Legal Description32 1N 12W -1.2A- 174 S1/2 OF S1/2 OF NW1/4 OF SW1/4 TOGETHER WITH INGRESS & EGRESS
Legal Range12W
Legal Township01N
Legal Section32
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group1
Census Block1056
Census Tract302

Owner

16112 Kathy Ln, an agricultural property, is owned and occupied by an individual who bought it in March 2021.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1610 ALABAMA AVE, LYNN HAVEN, FL 32444-3749
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2021 · Amount on File
Deed SaleMar 25, 2021 · Amount on File
Prior SaleJun 16, 2005 · Amount on File
Deed Document Number0043811699
Deed Book / Page4381 / 1699
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 25, 2021
Property Address16112 KATHY LN, YOUNGSTOWN, FL 32466-3529
Document Number0043811699
Book / Page4381 / 1699
Instrument DateMar 25, 2021
Instrument2021021895
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,046.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address13400 HIGHWAY 77, 13400, SOUTHPORT, FL 32409-4213

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 PARK PL, PANAMA CITY BEACH, FL 32413-2844

Mortgage

Document Number0043811703
DateMar 25, 2021
Instrument4381/1703
Lender
NameFARM CREDIT OF NORTHWEST FLORIDA AC
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16112 Kathy Ln was $99.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$99.00$8,000 Land $8,000$46,840
2023$486.00 (+45.95%)$40,674 (+40.74%) Land $35,100 Building $5,574$40,674 (+40.74%) Land $35,100 Building $5,574
2022$333.00$28,900 Land $28,900$28,900 Land $28,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16112 Kathy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16112 Kathy Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kathy Ln

Nearby Streets

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