16111 Oaktree Ln, Williamsport, MD 21795 Property Records

Washington County property record for 16111 Oaktree Ln, Williamsport, MD 21795

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1964
Lot Size	0.249 acres (10,850 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2022)
Tax Bill	$2,147 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-013045`

Property Details

APN / Parcel Number

Primary APN	`02-013045`
Alternative APN	`013045`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Total Area
Basement Area	915 sqft
Finished Basement	915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,850 sqft (0.249 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	104 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	013045
Street Address	16111 OAKTREE LN
City	WILLIAMSPORT
State	MD
Zip	21795-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 33 .249 AC 16111 OAKTREE LANE CLOVERTON
Legal Subdivision	CLOVERTON
Legal Block	8
Legal Lot Number	33
Jurisdiction	WASHINGTON MD
Township / Civil Division	2, WILLIAMSPORT
Census Block Group	3
Census Block	3031
Census Tract	10803

Owner

16111 Oaktree Ln is owned and occupied by an individual who bought it in January 2022.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16111 OAKTREE LN, WILLIAMSPORT, MD 21795-1144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Mar 3, 2017	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Mar 22, 2017	Quit Claim Deed, Transfer LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TITLE & SETTLEMENT SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Prior Sale	Dec 14, 2015 · Amount on File
Deed Book / Page	6901 / 292
Prior Transfer Date	Feb 28, 2017
Prior Transfer Doc	0054540003
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 19, 2022
Property Address	16111 OAKTREE LN, WILLIAMSPORT, MD 21795-1144
Document Number	0069010292
Book / Page	6901 / 292
Map Reference	FO 356B
Instrument Date	Nov 27, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16111 OAKTREE LN, WILLIAMSPORT, MD 21795-1144

Mortgage

Document Number	0006901299
Date	Jan 19, 2022
Instrument	6901/299

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 3, 2017
Property Address	16111 OAKTREE LN, WILLIAMSPORT, MD 21795-1144
Document Number	0054540003
Book / Page	5454 / 0003
Map Reference	FO356B PL3
Instrument Date	Feb 28, 2017
Instrument	5454-0003
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15389 LOWRY DR, GREENCASTLE, PA 17225-8641

Mortgage

Document Number	0054540008
Date	Mar 3, 2017
Instrument	5454-0008

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 22, 2017
Property Address	16111 OAKTREE LN, WILLIAMSPORT, MD 21795-1144
Document Number	0054670182
Book / Page	005467 / 000182
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TITLE & SETTLEMENT SVC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15389 LOWRY DR GREENCASTLE PA 172258641, GREENCASTLE, PA 17225-8641

Tax Assessment & Valuation

The 2026 property tax bill for 16111 Oaktree Ln was $2,147 with a homeowner's exemption, up 5.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,147.00 (+5.56%) Homeowner's exemption	$278,000 (+13.89%) Land $67,900 Building $210,100	$278,000 (-) Land $67,900 Building $210,100
2025	$2,034.00 (+5.61%) Homeowner's exemption	$244,100	$278,000 Land $67,900 Building $210,100
2024	$1,926.00 (+5.07%)
2023	$1,833.00	$176,300 Land $67,900 Building $108,400	$176,300 Land $67,900 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16111 Oaktree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16111 Oaktree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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