1611 Loma St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 1611 Loma St, Santa Barbara, CA 93103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,531 sqft · built 1977
Lot Size	0.12 acres (5,227 sqft)
Owner	Trust Name on File
Last Sale	$1,000,000 (Aug 2018)
Tax Bill	$13,418 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`027-153-049`

Property Details

APN / Parcel Number

Primary APN	`027-153-049`
Alternative APN	`02715349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,531 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1611 LOMA ST
City	SANTA BARBARA
State	CA
Zip	93103-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PARCEL MAP 18/71 PARCEL A
Legal Subdivision	HAWLEY TR
Legal Lot Number	A
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2006
Census Tract	600

Owner

1611 Loma St is held in a trust since August 2018.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	2012 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4614
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Oct 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jul 22, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Aug 31, 2018	Grant Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Deed Document Number	201837428
Prior Transfer Date	Oct 1, 2003
Prior Transfer Doc	0000165352
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1611 LOMA ST, SANTA BARBARA, CA 93103-2021
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 LOMA ST, SANTA BARBARA, CA 93103-2021

Mortgage

Document Number	0000012711
Date	Mar 14, 2022
Instrument	2022-0012711

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1611 LOMA ST, SANTA BARBARA, CA 93103-2021
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 LOMA ST, SANTA BARBARA, CA 93103-2021

Mortgage

Document Number	0000012710
Date	Mar 14, 2022
Instrument	2022-0012710

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Apr 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1611 LOMA ST, SANTA BARBARA, CA 93103-2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044053
Date	Oct 15, 2018
Instrument	2018-0044053

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SANTA BARBARA, CA 93103

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1611 LOMA ST, SANTA BARBARA, CA 93103-2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030471
Date	Jul 22, 2019
Instrument	2019-0030471

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1611 LOMA ST, SANTA BARBARA, CA 93103-2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 LOMA ST, SANTA BARBARA, CA 93103-2021

Mortgage

Document Number	0000078677
Date	Dec 30, 2020
Instrument	2020-0078677

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 31, 2018
Property Address	1611 LOMA ST, SANTA BARBARA, CA 93103-2021
Document Number	0000037428
Map Reference	MB C PG23
Instrument Date	Aug 6, 2018
Instrument	2018-0037428
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1611 LOMA ST, SANTA BARBARA, CA 93103-2021

Mortgage

Document Number	0000037429
Date	Aug 31, 2018
Instrument	2018-0037429

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1611 Loma St was $13,418.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,283,951 (+2%) Land $597,357 Building $686,594
2025	$13,418.00	$1,258,777 Land $585,645 Building $673,132
2023	$12,945.00 (+1.76%)	$1,209,899 Land $562,904 Building $646,995
2022	$12,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1611 Loma St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1998–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1611 Loma St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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