1611 John Baker Rd, Monroe, NC 28110 Property Records

Union County property record for 1611 John Baker Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,828 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 2017)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-414-006A`

Property Details

APN / Parcel Number

Primary APN	`09-414-006A`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1611 JOHN BAKER RD
City	MONROE
State	NC
Zip	28110-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	6983-389
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1004
Census Tract	21005

Owner

Source: Union County records · APN 09-414-006A

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1611 JOHN BAKER RD, MONROE, NC 28110-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Jul 28, 2017	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 06, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Apr 06, 2017 · Amount on Record
Deed Document Number	201721698
Deed Book / Page	6983 / 389
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1611 JOHN BAKER RD, MONROE, NC 28110-9645
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	774863
Date	Jul 27, 2020
Book Page	7748/63
Instrument	27845

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 28, 2017
Property Address	1611 JOHN BAKER RD, MONROE, NC 28110-9645
Document Number	0006983389
Book / Page	6983 / 389
Instrument Date	Jul 27, 2017
Instrument	0021698
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 THAYER DR, 2901, WAXHAW, NC 28173-9073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 JOHN BAKER RD, MONROE, NC 28110-9645

Mortgage

Document Number	0000021699
Date	Jul 28, 2017
Instrument	0021699

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Apr 06, 2017
Property Address	1611 JOHN BAKER RD, MONROE, NC 28110-9645
Document Number	690861
Book / Page	006908 / 000061
Instrument Date	Mar 30, 2017
Instrument	9456
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$223.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 THAYER DR WAXHAW NC 281739073, WAXHAW, NC 28173-9073

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (+9.29%)	$466,800 (+43.94%) Land $79,000 Building $387,800	$466,800 (+43.94%) Land $79,000 Building $387,800
2023	$2,057.00	$324,300 Land $43,000 Building $281,300	$324,300 Land $43,000 Building $281,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 25 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

1611 John Baker Rd, Monroe, NC 28110 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on John Baker Rd

Nearby Streets

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