1611 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1611 E 4th St, Waterloo, IA 50703

Property Summary

Property TypeCommercial
Details2,139 sqft · built 1940
Lot Size0.193 acres (8,400 sqft)
OwnerCompany Name on File
Tax Bill$1,866 (2025)
Deeds & MortgagesFeb 2023 Construction Loan
Jun 2022 Transfer
Flood ZoneZone X (reduced by levee)
APN8913-24-103-010

Property Details

APN / Parcel Number

Primary APN8913-24-103-010

Interior

Stories1 Story
Building Area2,139 sqft Gross Area
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialConcrete Block
Roof MaterialWood
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions60 ft deep x 140 ft wide

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Street Address1611 E 4TH ST
CityWATERLOO
StateIA
Zip50703-3008
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPLAT OF SUB OF BLK 3 NORTH ADD WLOO LOT 35
Legal Range13W
Legal Township89N
Legal Section24
Legal Block3
Legal Lot Number35
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1010
Census Tract1800

Owner

Source: Black Hawk County records · APN 8913-24-103-010

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1623, WATERLOO, IA 50704-1623
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Deed of Trust, Mortgage · Construction Mortgage
BANKIOWA
Jun 29, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2013
Deed SaleMay 29, 2013
Deed Document Number201324723
Last Transfer DateApr 10, 2022
Transfer Doc0000025279
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1611 E 4TH ST, WATERLOO, IA 50703-3008
Transaction TypeMortgage
Record UpdatedJan 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300011501
DateFeb 16, 2023
Instrument202300011501
Lender
NameBANKIOWA
TypeBank
AddressWATERLOO, IA 50702
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 14, 2053

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateJun 29, 2022
Property Address1611 E 4TH ST, WATERLOO, IA 50703-3008
Document Number202200025279
Instrument DateApr 10, 2022
Instrument202200025279
Transaction TypeTransfer
Record UpdatedNov 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4012 LAKEWOOD LN, 4012, DES MOINES, IA 50320-2178

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,866.00$86,020 (-) Land $8,400 Building $77,620$86,020 (-) Land $8,400 Building $77,620
2024$1,866.00 (+83.3%)
2023$86,020 (+85.47%) Land $8,400 Building $77,620$86,020 (+85.47%) Land $8,400 Building $77,620
2022$1,018.00$46,380 Land $6,300 Building $40,080
2021$46,380 Land $6,300 Building $40,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130018001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

Based on FCC filings for 365 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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