1611 Cutter Ct, Normal, IL 61761 Property Records

McLean County property record for 1611 Cutter Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,144 sqft · built 1991
Lot Size	0.151 acres (6,585 sqft)
Owner	Individual Name on File
Last Sale	$133,500 (Dec 2017)
Tax Bill	$4,970 (2024)
Deeds & Mortgages	Sep 2023 Transfer Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-228-020`

Property Details

APN / Parcel Number

Primary APN	`14-21-228-020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	468 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,585 sqft (0.151 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Area	440 sqft
Porch	Open Frame Porch
Patio Area	169 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1611 CUTTER CT
City	NORMAL
State	IL
Zip	61761-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 107 THIRD ADD TO CARRIAGE HILLS SUB
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	CARRIAGE HILLS
Legal Lot Number	107
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1018
Census Tract	109

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	201 W LINCOLN ST, NORMAL, IL 61761-1610
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 14, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	201722081
Prior Transfer Date	Jan 25, 2012
Prior Transfer Doc	0000002830
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Sep 14, 2023
Property Address	1611 CUTTER CT, NORMAL, IL 61761-4818
Document Number	202300012372
Map Reference	DOC 1991-00009400
Instrument Date	Aug 30, 2023
Instrument	2023-00012372
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 W LINCOLN ST, NORMAL, IL 61761-1610

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 14, 2017
Property Address	1611 CUTTER CT, NORMAL, IL 61761-4818
Document Number	201700022081
Map Reference	DOC91-9400
Instrument Date	Dec 1, 2017
Instrument	2017-00022081
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 CUTTER CT, NORMAL, IL 61761-4818

Mortgage

Document Number	201700022082
Date	Dec 14, 2017
Instrument	2017-00022082

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,812 (+21.89%) Land $11,962 Building $54,850	$200,436 (+21.89%) Land $35,886 Building $164,550
2024	$4,970.00 (+32.53%)
2023	$3,750.00 (+8.38%)	$54,815 (+10.69%) Land $9,814 Building $45,001	$164,445 (+10.69%) Land $29,442 Building $135,003
2022	$3,460.00	$49,521 Land $8,866 Building $40,655	$148,563 Land $26,598 Building $121,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20

May also be available: AT&T, Pavlov Media.

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