Allegany County property record for 16109 Ruby Rd SE, Oldtown, MD 21555
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,240 sqft · built 1992 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,380 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-019523 |
| Primary APN | 02-019523 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,240 sqft Total Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 277 ft deep x 193 ft wide |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 019523 |
|---|---|
| Street Address | 16109 RUBY RD SE |
| City | OLDTOWN |
| State | MD |
| Zip | 21555-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.6A W/S WARRIOR MT 193X277 RD WILSON RD 160 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 2, OLDTOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 100 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16109 RUBY RD SE, OLDTOWN, MD 21555-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,967 (+18.15%) | $148,100 (+19.73%) Land $21,500 Building $126,600 | |
| 2025 | $1,380.00 (+8.58%) Homeowner's exemption | ||
| 2023 | $1,271.00 Homeowner's exemption | $118,467 | $123,700 Land $21,500 Building $102,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1996–2021) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
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