16107 Cedar Key Dr, Wimauma, FL 33598 Property Records

Hillsborough County property record for 16107 Cedar Key Dr, Wimauma, FL 33598

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,081 sqft · built 2017
Lot Size0.2 acres (8,695 sqft)
Owner2 Trust Names on File
Last Sale$383,900 (Aug 2017)
Tax Bill$5,813 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN078011-6208

Property Details

APN / Parcel Number

Primary APN078011-6208
Alternative APN
  • U0532209WH000000001410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,081 sqft Living Area
Gross Area2,847 sqft
1st Floor Area2,081 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialTile
Lot Area8,695 sqft (0.2 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0780116208
Street Address16107 CEDAR KEY DR
CityWIMAUMA
StateFL
Zip33598-4084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionVALENCIA LAKES TRACT J PHASE 2 LOT 141
Legal Range20E
Legal Township32S
Legal Section05
Legal SubdivisionVALENCIA LAKES TRACT J PHASE 2
Legal Phase2
Legal TractJ
Legal Lot Number141
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1015
Census Tract13913

Owner

16107 Cedar Key Dr is owner-occupied and held in a trust since August 2017.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address16107 CEDAR KEY DR, WIMAUMA, FL 33598-4084
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 28, 2017Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2017 · Amount on File
Deed SaleAug 28, 2017 · Amount on File
Deed Document Number2017340712
Deed Book / Page25194 / 1976
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address16107 CEDAR KEY DR, WIMAUMA, FL 33598-4084
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0256990522
DateApr 18, 2018
Book Page25699/0522
Instrument2018150824
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 28, 2017
Property Address16107 CEDAR KEY DR, WIMAUMA, FL 33598-4084
Document Number0251941976
Book / Page025194 / 001976
Instrument DateAug 22, 2017
Instrument340712
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,687.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16107 CEDAR KEY DR WIMAUMA FL 335984084, WIMAUMA, FL 33598-4084

Mortgage

Document Number251941977
DateAug 28, 2017
Book Page025194/001977
Instrument340713
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 27, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 16107 Cedar Key Dr was $5,813 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324,021 (+2.7%)$367,945 (-13.57%) Land $114,649 Building $253,296
2025$5,813.00 Homeowner's exemption$315,502$425,724 Land $114,649 Building $311,075
2023$5,212.00 (+4.01%) Homeowner's exemption$297,680 (+3%)$400,439 (+1.23%) Land $101,421 Building $299,018
2022$5,011.00 Homeowner's exemption$289,010$395,569 Land $101,421 Building $294,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16107 Cedar Key Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 352 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies352 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16107 Cedar Key Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Cedar Key Dr

Nearby Streets

Search Property Records by Address or Parcel Number