16106 McGregor Dr, Hagerstown, MD 21740 Property Records

Washington County property record for 16106 McGregor Dr, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,056 sqft · built 1998
Lot Size	0.147 acres (6,396 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2022)
Tax Bill	$1,503 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-016702`

Property Details

APN / Parcel Number

Primary APN	`23-016702`
Alternative APN	`016702`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,396 sqft (0.147 acres)
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	016702
Street Address	16106 MCGREGOR DR
City	HAGERSTOWN
State	MD
Zip	21740-1968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 165 0.147 AC 16106 MCGREGOR DR HIGHLAND MANOR PHASE III
Legal Subdivision	HIGHLAND MANOR PH III
Legal Phase	3
Legal Lot Number	165
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	3
Census Block	3018
Census Tract	11700

Owner

16106 McGregor Dr is owned and occupied by an individual who bought it in April 2022.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16106 MCGREGOR DR, HAGERSTOWN, MD 21740-1968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Prior Sale	Nov 23, 2011 · Amount on File
Deed Book / Page	6997 / 392
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Apr 28, 2022
Property Address	16106 MCGREGOR DR, HAGERSTOWN, MD 21740-1968
Document Number	0069970392
Book / Page	6997 / 392
Map Reference	FO 3492
Instrument Date	Apr 18, 2022
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	NOT AVAILABLE, TRI ST SIGNATURE STLMTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	16106 MCGREGOR DR, HAGERSTOWN, MD 21740-1968

Mortgage

Document Number	0069970399
Date	Apr 28, 2022
Instrument	6997-0399

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 16106 McGregor Dr was $1,503, up 18.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,503.00 (+18.25%)	$145,200 (+18.31%) Land $25,000 Building $120,200	$145,200 (-) Land $25,000 Building $120,200
2025	$1,271.00	$122,733	$145,200 Land $25,000 Building $120,200
2023	$809.00	$77,800 Land $25,000 Building $52,800	$77,800 Land $25,000 Building $52,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16106 McGregor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16106 McGregor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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