16106 Cypress Trace Dr, Cypress, TX 77429 Property Records

Harris County property record for 16106 Cypress Trace Dr, Cypress, TX 77429

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,517 sqft · built 1997
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$130,400 (Nov 2009)
Tax Bill$5,031 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN115-103-002-0106

Property Details

APN / Parcel Number

Primary APN115-103-002-0106

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,517 sqft Living Area
1st Floor Area1,142 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,200 sqft (0.165 acres)
View / LotNeighborhood
Garage Area313 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1151030020106
Street Address16106 CYPRESS TRACE DR
CityCYPRESS
StateTX
Zip77429-6371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 106 BLK 2 CYPRESS POINT SEC 2
Legal SubdivisionCYPRESS POINT SEC 2
Legal Block2
Legal Lot Number106
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group2
Census Block2010
Census Tract554408

Owner

16106 Cypress Trace Dr is owned and occupied by an individual who bought it in November 2009.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address16106 CYPRESS TRACE DR, CYPRESS, TX 77429-6371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2009 · Amount on File
Deed SaleNov 6, 2009 · Amount on File
Prior SaleAug 3, 2004 · Amount on File
Deed Document Number2009506913
Deed Book / Page1436 / 1406
Prior Transfer DateOct 30, 2009
Prior Transfer Doc20090506913
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address16106 CYPRESS TRACE DR, CYPRESS, TX 77429-6371
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022373
DateJan 18, 2017
Instrument20170022373
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address00000
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueFeb 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 16106 Cypress Trace Dr was $5,031 with a homeowner's exemption, down 7.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,444 (-0.93%) Land $59,508 Building $252,936$312,444 (-0.93%) Land $59,508 Building $252,936
2025$5,031.00 (-7.06%) Homeowner's exemption$315,379 Land $59,508 Building $255,871$315,379 Land $59,508 Building $255,871
2024$5,413.00
2023$327,891 Land $59,508 Building $268,383$327,891 Land $59,508 Building $268,383
2022$1,608.00
2020$1,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16106 Cypress Trace Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 159 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies159 in force
Nearby Flood Claims21 (2016–2017)
Claims Outside the SFHA21 of 21
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 18 claims
  • Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16106 Cypress Trace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST HARRIS COUNTY MUD 10
serves 7,671 people · EPA ID TX1011649
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on Cypress Trace Dr

Nearby Streets

Search Property Records by Address or Parcel Number