16105 W Red Cloud Dr, Lockport, IL 60441 Property Records

Will County property record for 16105 W Red Cloud Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,734 sqft · built 2003
Lot Size	0.42 acres (18,360 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2016)
Tax Bill	$18,329 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-30-401-009`

Property Details

APN / Parcel Number

Primary APN	`16-05-30-401-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,734 sqft Living Area
Basement Area	1,993 sqft
Unfinished Basement	1,993 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Lot Area	18,360 sqft (0.42 acres)
Garage Type	Attached
Garage Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	16105 W RED CLOUD DR
City	LOCKPORT
State	IL
Zip	60441-4598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 IN THUNDER HILL OF BROKEN ARROW, BEING A RE-SUB OF LOT 3 IN BROKEN ARROW, NOW LOCATED IN PRT OF THE E1/2 OF THE NE1/4
Legal Range	11E
Legal Township	36N
Legal Section	30
Legal Subdivision	THUNDER HILL OF BROKEN ARROW
Legal Lot Number	11
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3000
Census Tract	881009

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16105 W RED CLOUD DR, LOCKPORT, IL 60441-4598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD O LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2016 · Amount on Record
Deed Sale	Aug 24, 2016 · Amount on Record
Prior Sale	Oct 10, 2014 · Amount on Record
Deed Document Number	201665474
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16105 W RED CLOUD DR, LOCKPORT, IL 60441-4598
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017631
Date	Apr 15, 2024
Instrument	R2024017631

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16105 W RED CLOUD DR, LOCKPORT, IL 60441-4598
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019623
Date	Feb 19, 2021
Instrument	R2021019623

Lender

Name	NEIGHBORHOOD O LOANS INC
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Elementary School District	Homer Community Consolidated School District 33C (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,329.00 (+13.71%)	$225,432 (+7.6%) Land $33,081 Building $192,351	$676,296 (+7.6%) Land $99,243 Building $577,053
2024		$209,509 (+18.15%) Land $30,744 Building $178,765	$628,527 (+18.15%) Land $92,232 Building $536,295
2022	$16,119.00 Homeowner's exemption	$177,321 Land $26,021 Building $151,300	$531,963 Land $78,063 Building $453,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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