16105 Peapatch Rd, Biloxi, MS 39532 Property Records

Jackson County property record for 16105 Peapatch Rd, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 1954
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$136,350 (Aug 2026)
Tax Bill	$713 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`792.03-00-0195.00`

Property Details

APN / Parcel Number

Primary APN	`792.03-00-0195.00`
Alternative APNs	`03603210.050` `018038`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Heated Area
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16105 PEAPATCH RD
City	BILOXI
State	MS
Zip	39532-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG S/M PEA PATCH RD & E/M CARROLL RD S 115' E 90' S 220' E 90' S 100' E 57' N 435' W 237' TO POB DB 1541-863 (195 MAP792.03)
Legal Range	9W
Legal Township	7S
Legal Section	03
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	40207

Owner

16105 Peapatch Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Jackson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16105 PEAPATCH RD, BILOXI, MS 39532-9340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTH MORTGAGE
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTH MORTGAGE
Jun 17, 2019	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Deed Document Number	202616718
Deed Book / Page	2274 / 160
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Aug 10, 2026
Property Address	16105 PEAPATCH RD, BILOXI, MS 39532-9340
Document Number	0000016718
Book / Page	2274 / 160
Instrument Date	Aug 3, 2026
Instrument	202616718
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16105 PEAPATCH RD, BILOXI, MS 39532-9340

Mortgage

Document Number	0000016719,
Date	Aug 10, 2026
Instrument	202616719

Lender

Name	SOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Aug 10, 2026
Property Address	16105 PEAPATCH RD, BILOXI, MS 39532-9340
Document Number	0000016718
Book / Page	2274 / 160
Instrument Date	Aug 3, 2026
Instrument	202616718
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16105 PEAPATCH RD, BILOXI, MS 39532-9340

Mortgage

Document Number	0000016719,
Date	Aug 10, 2026
Instrument	202616719

Lender

Name	SOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	16105 PEAPATCH RD, BILOXI, MS 39532-9340
Transaction Type	Mortgage
Record Updated	Jul 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3591/566
Date	Jun 17, 2019
Book Page	3591/566
Instrument	201913562

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16105 Peapatch Rd was $713 with a homeowner's exemption, up 7.7% from the year before.

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00 (+7.7%) Homeowner's exemption	$8,418 (+6.62%) Land $2,339 Building $6,079	$84,182 (+6.62%) Land $23,390 Building $60,792
2024	$662.00 (+0.76%) Homeowner's exemption	$7,895 (-) Land $2,279 Building $5,616	$78,952 (-) Land $22,790 Building $56,162
2023	$657.00 (+3.3%) Homeowner's exemption	$7,895 (-) Land $2,279 Building $5,616	$78,952 (-) Land $22,790 Building $56,162
2022	$636.00 Homeowner's exemption	$7,895 Land $2,279 Building $5,616	$78,952 Land $22,790 Building $56,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16105 Peapatch Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (2001–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Mar 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16105 Peapatch Rd is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 97.8% of Mississippi
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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