16103 Shadow Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 16103 Shadow Dr, Culpeper, VA 22701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,632 sqft Living Area
Lot Size221,285 sqft (5.08 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2022)
Tax Bill$2,469.00 (2025)

Property Details

APN / Parcel Number

Primary APN40-T-1-6
Alternative APN
  • 18737

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,632 sqft Living Area
1st Floor1,630 sqft 1st Floor
Basement Area1,630 sqft Basement
Unfinished Basement1,630 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area221,285 sqft (5.08 acres)
Parking Spaces2 Parking Spaces
Garage Area483 sqft Garage
Deck Area280 sqft Deck
PorchPorch
Porch Area268 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelPropane Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number18737
Street Address16103 SHADOW DR
CityCULPEPER
StateVA
Zip22701-1929
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCULPEPER LAKES PHASE 1 - LOT 6 PLAT CAB 5/203-205
Legal SubdivisionCULPEPER LAKES
Legal Phase1
Legal Lot Number6
JurisdictionCULPEPER VA
Minor Civil DivisionSALEM
Census Blockgroup3
Census Block3009
Census Tract930203

Owner

Source: Culpeper County records · APN 40-T-1-6

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16103 SHADOW DR, CULPEPER, VA 22701-1929
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
VIRGINIA FEDERAL CREDIT UNION
Apr 15, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
VIRGINIA CREDIT UNION INC
Apr 19, 2022Warranty Deed, Transfer · Conventional Mortgage
NFM LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 2022 · Amount on Record
Deed SaleApr 19, 2022 · Amount on Record
Prior SaleJun 27, 2008 · Amount on Record
Prior Transfer DateMar 17, 2022
Prior Transfer Doc0000002737
Record RefreshedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address16103 SHADOW DR, CULPEPER, VA 22701-1929
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250001560
DateApr 11, 2025
Instrument250001560
Lender
NameVIRGINIA FEDERAL CREDIT UNION
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueApr 11, 2045
Interest
Rate TypeFixed Rate
Rate9.5%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address16103 SHADOW DR, CULPEPER, VA 22701-1929
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240001452
DateApr 15, 2024
Instrument240001452
Lender
NameVIRGINIA CREDIT UNION INC
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueApr 28, 2044
Interest
Rate TypeFixed Rate
Rate9%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateApr 19, 2022
Property Address16103 SHADOW DR, CULPEPER, VA 22701-1929
Document Number0220002737
Instrument DateMar 17, 2022
Instrument220002737
Transaction TypeTransfer
Record UpdatedMay 25, 2022
Title CompanyBLUE RIDGE TITLE AND SETTLEMENT, BLUE RDG TITLE & STLMNT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16103 SHADOW DR, CULPEPER, VA 22701-1929

Mortgage

Document Number0220002738
DateApr 19, 2022
Instrument220002738
Lender
NameNFM LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 01, 2052
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,469.00$574,200 (+12.85%) Land $184,700 Building $389,500$574,200 (+12.85%) Land $184,700 Building $389,500
2024$2,469.00 (+5.51%)
2023$2,340.00$508,800 Land $134,700 Building $374,100$508,800 Land $134,700 Building $374,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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