16103 E 109th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 16103 E 109th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,035 sqft · built 2021
Lot Size	0.329 acres (14,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Apr 2026)
Tax Bill	$10,309 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1723-08-1-14-010`

Property Details

APN / Parcel Number

Primary APN	`1723-08-1-14-010`
Alternative APNs	`0172308114010` `R0203932`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,035 sqft Living Area
Gross Area	5,836 sqft
1st Floor Area	2,318 sqft
Basement Area	2,351 sqft
Finished Basement	1,717 sqft
Unfinished Basement	634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	14,348 sqft (0.329 acres)
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0203932
Street Address	16103 E 109TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION SUBD FLG NO 37 LOT 319
Legal Range	66W
Legal Township	02S
Legal Section	08
Legal Quarter	1
Legal Subdivision	REUNION F
Legal Lot Number	319
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	4
Census Block	4000
Census Tract	8538

Owner

Source: Adams County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16103 E 109TH AVE, COMMERCE CITY, CO 80022-9111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Dec 22, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202621392
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 15, 2026
Property Address	16103 E 109TH AVE, COMMERCE CITY, CO 80022-9111
Document Number	0000021392
Instrument Date	Apr 14, 2026
Instrument	202621392
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,231.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16103 E 109TH AVE, COMMERCE CITY, CO 80022-9111

Mortgage

Document Number	0000021393,
Date	Apr 15, 2026
Instrument	202621393

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 22, 2021
Property Address	16103 E 109TH AVE, COMMERCE CITY, CO 80022-9111
Document Number	0000148651
Map Reference	DOC 2019000004160
Instrument Date	Dec 20, 2021
Instrument	2021000148651
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	AMERICAN HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.52
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16103 E 109TH AVE, COMMERCE CITY, CO 80022-9111
Investor	Possibly a Property Investor

Mortgage

Document Number	0000148652
Date	Dec 22, 2021
Instrument	2021000148652

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,309.00 (+1.16%)	$50,730 (-2.1%) Land $11,020 Building $39,710	$746,000 (-2.61%) Land $162,000 Building $584,000
2024	$10,191.00 (-5.65%)
2023	$10,801.00 (+8.18%)	$51,820 (+9.23%) Land $6,900 Building $44,920	$766,000 (+12.22%) Land $102,000 Building $664,000
2022	$9,984.00	$47,440 Land $13,900 Building $33,540	$682,605 Land $200,000 Building $482,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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