16100 Thomas Rd, Piney Point, MD 20674 Property Records

St. Mary's County property record for 16100 Thomas Rd, Piney Point, MD 20674

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1970
Lot Size	0.41 acres (17,859 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2018)
Tax Bill	$2,836 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-000046`

Property Details

APN / Parcel Number

Primary APN	`09-000046`
Alternative APNs	`9000046` `000046`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,859 sqft (0.41 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	176 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	000046
Street Address	16100 THOMAS RD
City	PINEY POINT
State	MD
Zip	20674-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	17,859 SQ FT W/S THOMAS RD ST GEORGE'S ISLAND
Legal Subdivision	REAL EST JOHN H ROBRECHT
Jurisdiction	ST MARY'S MD
Township / Civil Division	9, ST. GEORGE ISLAND
Census Block Group	1
Census Block	1065
Census Tract	876101

Owner

16100 Thomas Rd is owned and occupied by an individual who bought it in November 2018.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	16100 THOMAS RD, PINEY POINT, MD 20674-3302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Nov 21, 2018	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Prior Sale	Mar 21, 2013 · Amount on File
Deed Book / Page	4984 / 151
Prior Transfer Date	Dec 20, 2011
Prior Transfer Doc	0036560600
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	16100 THOMAS RD, PINEY POINT, MD 20674-3302
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16100 THOMAS RD, PINEY POINT, MD 20674-3302

Mortgage

Document Number	0057480261
Date	Apr 27, 2021
Book Page	5748/261

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 21, 2018
Property Address	16100 THOMAS RD, PINEY POINT, MD 20674-3302
Document Number	0049840151
Book / Page	4984 / 151
Instrument Date	Oct 19, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	STEWART TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16100 THOMAS RD, PINEY POINT, MD 20674-3302

Mortgage

Document Number	0004984159
Date	Nov 21, 2018
Instrument	4984/159

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16100 Thomas Rd was $2,836 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,033 (+0.63%)	$278,500 (+1.9%) Land $130,900 Building $147,600
2025	$2,836.00 Homeowner's exemption	$273,300 Land $130,900 Building $142,400	$273,300 Land $130,900 Building $142,400
2023	$2,669.00 Homeowner's exemption	$252,700	$273,300 Land $130,900 Building $142,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16100 Thomas Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 103 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	103 in force
Nearby Flood Claims	24 (1996–2023)
Most Recent Claim	Jun 2023
Claims by Event	Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16100 Thomas Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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