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1610 Zephyr Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1610 Zephyr Pl, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,409 sqft · built 2019
Lot Size0.081 acres (3,525 sqft)
Owner2 Individual Names on File
Tax Bill$12,972 (2025)
Deeds & MortgagesDec 2020 Transfer
Nov 2020 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN808-55-021

Property Details

APN / Parcel Number

Primary APN808-55-021

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,409 sqft Living Area
1st Floor Area1,072 sqft
2nd Floor Area1,337 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleH-Shape
Construction TypeWood
Lot Area3,525 sqft (0.081 acres)
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1610 ZEPHYR PL
CityGILROY
StateCA
Zip95020-2734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeND
Legal SubdivisionTRACT NO 10302
Legal Tract10302
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2011
Census Tract512510

Owner

1610 Zephyr Pl is owned and occupied by two individuals who acquired it in December 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1610 ZEPHYR PL, GILROY, CA 95020-2734
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Correction Deed
CALATLANTIC TITLE INC
Nov 30, 2020Grant Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2020
Deed SaleDec 11, 2020
Prior SaleNov 30, 2020 · Amount on File
Deed Document Number202024745015
Record UpdatedSep 20, 2026

December 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionSANTA CLARA CA
Recording DateDec 11, 2020
Property Address1610 ZEPHYR PL, GILROY, CA 95020-2734
Document Number0024745015
Instrument DateDec 11, 2020
Instrument24745015
Record UpdatedDec 22, 2020
Title CompanyCALATLANTIC TITLE INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1610 ZEPHYR PL GILROY CA 950202734, GILROY, CA 95020-2734

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateNov 30, 2020
Property Address1610 ZEPHYR PL, GILROY, CA 95020-2734
Document Number0024727413
Map ReferenceMB 914 PG 3-7
Instrument DateNov 14, 2020
Instrument24727413
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1610 ZEPHYR PL, GILROY, CA 95020-2734

Mortgage

Document Number0024727414
DateNov 30, 2020
Instrument24727414
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1610 Zephyr Pl was $12,972.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,074,047 (+2%) Land $588,253 Building $485,794
2025$12,972.00$1,052,988 Land $576,719 Building $476,269
2023$12,695.00 (+1.66%)$1,012,101 Land $554,325 Building $457,776
2022$12,488.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1610 Zephyr Pl in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 Zephyr Pl is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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