1610 Withers Dr, Denver, NC 28037 Property Records

Lincoln County property record for 1610 Withers Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,226 sqft · built 2016
Lot Size	1.3 acres (56,802 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Feb 2015)
Tax Bill	$6,018 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3693-46-6997`

Property Details

APN / Parcel Number

Primary APN	`3693-46-6997`
Alternative APNs	`369300466973` `254385` `75319`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,226 sqft Living Area
Basement Area	1,981 sqft
Finished Basement	1,981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Lot Area	56,802 sqft (1.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	254385
Street Address	1610 WITHERS DR
City	DENVER
State	NC
Zip	28037-5467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#93 94 &ADJ VERDICT RIDGE
Legal Subdivision	VERDICT RDG
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	70902

Owner

1610 Withers Dr is owned by two individuals who acquired it in October 2022.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1610 WITHERS DR, DDR, DENVER, NC 28037-5467
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jul 23, 2020	Loan Modification, Mortgage · Conventional Mortgage PEOPLES BK
Apr 13, 2017	Deed of Trust, Mortgage · Conventional with PMI PEOPLES BK
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2015 · Amount on File
Deed Sale	Feb 2, 2015 · Amount on File
Deed Document Number	2015529702
Deed Book / Page	2501 / 277
Last Transfer Date	Oct 28, 2022
Transfer Doc	0000660190
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1610 WITHERS DR, DENVER, NC 28037-5467
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294251
Date	Aug 24, 2020
Book Page	2942/51
Instrument	614503

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LINCOLN NC
Property Address	1610 WITHERS DR, DENVER, NC 28037-5467
Document Number	294266
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	294266
Date	Aug 24, 2020
Book Page	002942/000066
Instrument	614505

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658-0467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1610 WITHERS DR, DENVER, NC 28037-5467
Document Number	2659765
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1610 WITHERS DR DENVER NC 280375467, DENVER, NC 28037-5467

Mortgage

Document Number	2659765
Date	Apr 18, 2017
Book Page	002659/000765
Instrument	561572

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1610 WITHERS DR, DENVER, NC 28037-5467
Document Number	2659777
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1610 WITHERS DR DENVER NC 280375467, DENVER, NC 28037-5467

Mortgage

Document Number	2659777
Date	Apr 18, 2017
Book Page	002659/000777
Instrument	561573

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 17, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1610 Withers Dr was $6,018.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,018.00	$965,402 Land $156,038 Building $809,364	$965,402 Land $156,038 Building $809,364
2023	$6,592.00	$1,073,317 Land $156,038 Building $917,279	$1,073,317 Land $156,038 Building $917,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1610 Withers Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 Withers Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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