St. Lucie County property record for 1610 Thumb Point Dr, Fort Pierce, FL 34949
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 2,211 sqft · built 2001 |
| Lot Size | 0.28 acres (12,184 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $532,000 (Aug 2020) |
| Tax Bill | $11,658 (2024) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2401-605-0046-000-8 |
| Primary APN | 2401-605-0046-000-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,211 sqft Living Area |
| Gross Area | 6,234 sqft |
| 1st Floor Area | 627 sqft |
| Upper Floors Area | 1,109 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 12,184 sqft (0.28 acres) |
| Lot Dimensions | 130 ft deep x 93 ft wide |
| Garage Type | Carport |
| Garage Area | 1,242 sqft |
| Carport | Carport |
| Carport Area | 1,242 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 540 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 15227 |
|---|---|
| Street Address | 1610 THUMB POINT DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34949-3569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF INTERME |
| Legal Description | THUMB POINT BLK 2 LOT 6 |
| Legal Range | 40E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | THUMB POINT SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | HUTCHINSON ISLAND |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 381300 |
1610 Thumb Point Dr is owned and occupied by two individuals who bought it in August 2020.
Source: St. Lucie County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1610 THUMB POINT DR, FORT PIERCE, FL 34949-3569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on File |
| Deed Sale | Aug 31, 2020 · Amount on File |
| Prior Sale | Oct 19, 2017 · Amount on File |
| Deed Document Number | 20204748026 |
| Deed Book / Page | 4468 / 1694 |
| Prior Transfer Date | Dec 30, 2015 |
| Prior Transfer Doc | 0038221025 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 1610 THUMB POINT DR, FORT PIERCE, FL 34949-3569 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0041710898 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 4171/0898 |
| Instrument | 4472027 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 1610 THUMB POINT DR, FORT PIERCE, FL 34949-3569 |
| Document Number | 0044681694 |
| Book / Page | 4468 / 1694 |
| Map Reference | MB 10 PG 79 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 4748026 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | TREASURE COAST T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,724.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 SAN DIEGO LN, 7, PALM COAST, FL 32137-2325 |
| Name | Verified Name |
|---|---|
| Address | 1610 THUMB POINT DR, FORT PIERCE, FL 34949-3569 |
| Document Number | 0044681696 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 4468/1696 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Oct 19, 2017 |
| Property Address | 1610 THUMB POINT DR, FORT PIERCE, FL 34949-3569 |
| Document Number | 0040550533 |
| Book / Page | 4055 / 0533 |
| Map Reference | MB10 PG79 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 4361985 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST INTL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,789.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3635 NW ADRIATIC LN, 3635, JENSEN BEACH, FL 34957-3112 |
| Name | Verified Name |
|---|---|
| Address | 1610 THUMB POINT DR, FORT PIERCE, FL 34949-3569 |
| Document Number | 0004361986 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 4361986 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: St. Lucie County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Municipality | Fort Pierce City |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $537,444 | $684,700 Land $317,500 Building $367,200 | |
| 2024 | $11,658.00 (+2.28%) | ||
| 2023 | $11,398.00 (+2.73%) Additional exemption filed | $782,000 (+59.06%) Land $368,300 Building $413,700 | $782,000 (+30.2%) Land $368,300 Building $413,700 |
| 2022 | $11,095.00 Homeowner's exemption | $491,637 | $600,600 Land $294,900 Building $305,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1610 Thumb Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 316 units insured incl. 160 condo units |
| Nearby Flood Claims | 387 (1979–2024) |
| Claims Outside the SFHA | 23 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1610 Thumb Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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