1610 Surrey St, Normal, IL 61761 Property Records

McLean County property record for 1610 Surrey St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,415 sqft · built 1994
Lot Size	0.476 acres (20,794 sqft)
Owner	2 Individual Names on File
Last Sale	$280,333 (Dec 2022)
Tax Bill	$6,486 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-22-126-021`

Property Details

APN / Parcel Number

Primary APN	`14-22-126-021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,415 sqft Living Area
1st Floor Area	1,415 sqft
Basement Area	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	20,794 sqft (0.476 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Area	480 sqft
Porch	Open Frame Porch
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1610 SURREY ST
City	NORMAL
State	IL
Zip	61761-4838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 240 SIXTH ADD TO CARRIAGE HILLS SUB TO NORMAL
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	CARRIAGE HILLS
Legal Lot Number	240
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2015
Census Tract	109

Owner

1610 Surrey St is owned and occupied by two individuals who bought it in December 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1610 SURREY ST, NORMAL, IL 61761-4838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	202221079
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 2, 2022
Property Address	1610 SURREY ST, NORMAL, IL 61761-4838
Document Number	202200021079
Map Reference	DOC 93-28848
Instrument Date	Nov 28, 2022
Instrument	2022-00021079
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1610 SURREY ST, NORMAL, IL 61761-4838

Mortgage

Document Number	202200021080
Date	Dec 2, 2022
Instrument	2022-00021080

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2037

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,735 Land $22,229 Building $71,506	$281,205 Land $66,687 Building $214,518
2024	$6,486.00 (+6.89%)
2023	$6,068.00 (+18.28%)	$76,903 (+12.91%) Land $18,237 Building $58,666	$230,709 (+12.91%) Land $54,711 Building $175,998
2022	$5,130.00	$68,112 Land $16,476 Building $51,636	$204,336 Land $49,428 Building $154,908

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1610 Surrey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1610 Surrey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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