1610 Sheffield Dr, Elgin, IL 60123 Property Records

Kane County property record for 1610 Sheffield Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,816 sqft · built 1977
Lot Size	0.19 acres (8,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2020)
Tax Bill	$7,783 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-103-029`

Property Details

APN / Parcel Number

Primary APN	`06-03-103-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,724 sqft
Basement Area	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	8,260 sqft (0.19 acres)
Lot Dimensions	118 ft deep x 70 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1610 SHEFFIELD DR
City	ELGIN
State	IL
Zip	60123-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 3 LOT 134
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	134
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1610 SHEFFIELD DR, ELGIN, IL 60123-1259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 19, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 27, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	May 23, 2002 · Amount on Record
Deed Document Number	202020700
Prior Transfer Date	May 6, 2005
Prior Transfer Doc	0000072288
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1610 SHEFFIELD DR, ELGIN, IL 60123-1259
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011307
Date	Feb 28, 2022
Instrument	2022K011307

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 19, 2021
Property Address	1610 SHEFFIELD DR, ELGIN, IL 60123-1259
Document Number	0000004292
Instrument Date	Jan 19, 2021
Instrument	4292
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 SHEFFIELD DR #R ELGIN IL 601231259, R, ELGIN, IL 60123-1259

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2020
Property Address	1610 SHEFFIELD DR, ELGIN, IL 60123-1259
Document Number	0000020700
Instrument Date	Mar 17, 2020
Instrument	2020K020700
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1610 SHEFFIELD DR, 1610, ELGIN, IL 60123-1259

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1610 SHEFFIELD DR, ELGIN, IL 60123-1259

Mortgage

Document Number	0000020701
Date	Apr 27, 2020
Instrument	2020K020701

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	0000020702
Date	Apr 27, 2020
Instrument	2020K020702

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,783.00 (+15.85%) Homeowner's exemption	$110,022 (+8.57%) Land $27,140 Building $82,882	$330,198 (+8.57%) Land $81,453 Building $248,745
2024		$101,338 (+21.39%) Land $24,998 Building $76,340	$304,136 (+21.44%) Land $75,024 Building $229,112
2022	$6,718.00 (+4.53%) Homeowner's exemption	$83,479 (+6.96%) Land $20,593 Building $62,886	$250,437 (+6.96%) Land $61,779 Building $188,658
2021	$6,427.00 Homeowner's exemption	$78,047 Land $19,253 Building $58,794	$234,141 Land $57,759 Building $176,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Sheffield Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures