1610 Main St, Chipley, FL 32428 Property Records

Washington County property record for 1610 Main St, Chipley, FL 32428

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	47,350 sqft · built 1999
Lot Size	8.79 acres (382,936 sqft)
Owner	Company Name on File
Last Sale	$3,975,000 (Aug 2024)
Tax Bill	$65,343 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000023400002`

Property Details

APN / Parcel Number

Primary APN	`000023400002`
Alternative APN	`23400002`

Interior

Building Area	47,350 sqft Total Area
Gross Area	50,041 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	382,936 sqft (8.79 acres)
Porch	Open Porch
Porch Area	2,361 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000023400002
Street Address	1610 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-5991
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	17 4 13 8.79 ORB 1312 P 218 PARCEL DESC IN ORB 1312 P 218 (LEASE FOR TRACTOR SUPPLY CO IN ORB 761 P 413), (AUTOZONE LEASE ORB
Legal Range	13W
Legal Township	04N
Legal Section	17
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3036
Census Tract	970103

Owner

1610 Main St, a commercial property, is owned by a company that bought it in August 2024.

Source: Washington County records, as of December 25, 2025

Owner of Record	Company Name on File
Mailing Address	4324 GRANT BLVD, YUKON, OK 73099-0034
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2024	Special Warranty Deed, Transfer · Commercial Mortgage FIRST OKLAHOMA BANK
Sep 17, 2020	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Jun 17, 2020	Loan Modification, Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Deed Document Number	202467005822
Deed Book / Page	1312 / 218
Record Updated	Jun 8, 2026

August 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 6, 2024
Property Address	1610 MAIN ST, CHIPLEY, FL 32428-5991
Document Number	0067005822
Book / Page	1312 / 218
Instrument Date	Aug 5, 2024
Instrument	202467005822
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28396 STATE HIGHWAY 181B, DAPHNE, AL 36526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 GRANT BLVD, YUKON, OK 73099-0034

Mortgage

Document Number	0000000225
Date	Aug 6, 2024
Instrument	1312/225

Lender

Name	FIRST OKLAHOMA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	72 Months
Due	Aug 5, 2030

Interest

Rate Type	Adjustable Rate

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	1610 MAIN ST, CHIPLEY, FL 32428-5991
Document Number	0067007714
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1610 MAIN ST CHIPLEY FL 324285991, CHIPLEY, FL 32428-5991

Mortgage

Document Number	0067007714
Date	Nov 16, 2020
Book Page	001191/000064
Instrument	67007714

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39201

Agreement

Term	12 Months
Due	Nov 15, 2021

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	1610 MAIN ST, CHIPLEY, FL 32428-5991
Document Number	0067005143
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1610 MAIN ST CHIPLEY FL 324285991, CHIPLEY, FL 32428-5991

Mortgage

Document Number	0067005143
Date	Aug 7, 2020
Book Page	001182/000971
Instrument	67005143

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39201

Agreement

Term	12 Months
Due	Aug 6, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 1610 Main St was $65,343, up 127.6% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$65,343.00 (+127.57%)	$3,133,869 (+125.39%) Land $558,753 Building $2,575,116	$3,133,869 (+125.39%) Land $558,753 Building $2,575,116
2024	$28,713.00	$1,390,451 (-) Land $455,599 Building $934,852	$1,390,451 (-) Land $455,599 Building $934,852
2023	$28,713.00 (-0.5%)	$1,390,451 (-) Land $455,599 Building $934,852	$1,390,451 (-) Land $455,599 Building $934,852
2022	$28,857.00	$1,390,451 Land $455,599 Building $934,852	$1,390,451 Land $455,599 Building $934,852

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1610 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2004–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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