1610 John Ross Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 1610 John Ross Rd, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1955
Lot Size	0.44 acres (19,193 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2020)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`168K N 003`

Property Details

APN / Parcel Number

Primary APN	`168K N 003`
Alternative APN	`0000111281`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1974
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,193 sqft (0.44 acres)
Lot Dimensions	225 ft deep x 85.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000111281
Street Address	1610 JOHN ROSS RD
City	CHATTANOOGA
State	TN
Zip	37412-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LOT 1 HAVEN HILLS PB 18 PG 39
Legal Subdivision	LO HAVEN
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	6
Census Block	6003
Census Tract	11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1610 John Ross Rd is owned and occupied by an individual who acquired it in July 2023.

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1610 JOHN ROSS RD, CHATTANOOGA, TN 37412-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 15, 2023	Intrafamily Transfer, Transfer ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC
Jan 13, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG
Apr 15, 2019	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG
Feb 6, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	2020247
Deed Book / Page	11877 / 98
Last Transfer Date	Jul 26, 2023
Transfer Doc	0000000159
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1610 JOHN ROSS RD, CHATTANOOGA, TN 37412-1436
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000189
Date	Feb 11, 2021
Book Page	12352/644
Instrument	2021021100189

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Aug 17, 2023
Property Address	1610 JOHN ROSS RD, CHATTANOOGA, TN 37412-1436
Document Number	0000000159
Book / Page	13375 / 146
Map Reference	MB 18 PG 39
Instrument Date	Aug 9, 2023
Instrument	2023081700159
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 JOHN ROSS RD, CHATTANOOGA, TN 37412-1436

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Aug 15, 2023
Property Address	1610 JOHN ROSS RD, CHATTANOOGA, TN 37412-1436
Document Number	0000000180
Book / Page	13373 / 10
Map Reference	MB 52 PG 21
Instrument Date	Aug 7, 2023
Instrument	2023081500180
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 MARA DR, CHATTANOOGA, TN 37421-2753

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 13, 2020
Property Address	1610 JOHN ROSS RD, CHATTANOOGA, TN 37412-1436
Document Number	0113000247
Book / Page	011877 / 000098
Instrument Date	Jan 10, 2020
Instrument	200113000247
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	CHATTANOOGA TITLE-DOWNTOWN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 JOHN ROSS RD CHATTANOOGA TN 374121436, CHATTANOOGA, TN 37412-1436

Mortgage

Document Number	113000248
Date	Jan 13, 2020
Book Page	011877/000101
Instrument	200113000248

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 15, 2019
Property Address	1610 JOHN ROSS RD, CHATTANOOGA, TN 37412-1436
Document Number	0415000199
Book / Page	011613 / 000938
Instrument Date	Apr 15, 2019
Instrument	190415000199
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 JOHN ROSS RD #RS CHATTANOOGA TN 374121436, RS, CHATTANOOGA, TN 37412-1436

Mortgage

Document Number	415000200
Date	Apr 15, 2019
Book Page	011613/000941
Instrument	190415000200

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 6, 2019
Property Address	1610 JOHN ROSS RD, CHATTANOOGA, TN 37412-1436
Document Number	0206000119
Book / Page	011559 / 000781
Instrument Date	Feb 4, 2019
Instrument	190206000119
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$414.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1610 JOHN ROSS RD CHATTANOOGA TN 374121436, CHATTANOOGA, TN 37412-1436

Tax Assessment & Valuation

The 2025 property tax bill for 1610 John Ross Rd was $1,109, up 26.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (+26.45%)	$73,200 (+86.62%)	$292,800 (+86.62%) Land $50,000 Building $242,800
2024	$877.00 (-36.26%)	$39,225 (-)	$156,900 (-) Land $40,000 Building $116,900
2023	$1,376.00	$39,225 (-)	$156,900 (-) Land $40,000 Building $116,900
2022	$1,376.00	$39,225	$156,900 Land $40,000 Building $116,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1610 John Ross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 John Ross Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on John Ross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures