1610 Jack Nicklaus Dr, Elk Point, SD 57025 Property Records

Union County property record for 1610 Jack Nicklaus Dr, Elk Point, SD 57025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,106 sqft · built 2014
Lot Size0.211 acres (9,196 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Jan 2023)
Tax Bill$7,509 (2026)
Deeds & MortgagesSep 2021 Line of Credit
Apr 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03.10.05.2035

Property Details

APN / Parcel Number

Primary APN03.10.05.2035

Interior

Bedrooms4 Beds
Stories1 Story
Building Area2,106 sqft Living Area
Basement Area3,526 sqft
Finished Basement3,526 sqft
FlooringStone
Interior WallsStone
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialCombination
Construction TypeWood
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area9,196 sqft (0.211 acres)
Garage TypeDetached
Garage Area1,436 sqft
Parking Spaces5 Parking Spaces
PorchCovered Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1610 JACK NICKLAUS DR
CityELK POINT
StateSD
Zip57025-2371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR B BLK 5 COUNTRY CLUB ESTATES EP CITY
Legal SubdivisionCOUNTRY CLUB ESTATES
Legal TractB
Legal Block5
Legal Lot Number66A
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionELK POINT
Census Block Group3
Census Block3037
Census Tract20200

Owner

1610 Jack Nicklaus Dr is owned and occupied by two individuals who bought it in January 2023.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1610 JACK NICKLAUS DR, ELK POINT, SD 57025-2371
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Line of Credit
LIBERTY NATIONAL BANK
Apr 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY NATIONAL BANK
Jan 24, 2023Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK
Feb 15, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2023 · Amount on File
Deed SaleJan 9, 2023 · Amount on File
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address1610 JACK NICKLAUS DR, ELK POINT, SD 57025-2371
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000178/954
DateSep 10, 2021
Book Page178/954
Instrument214048
Lender
NameLIBERTY NATIONAL BANK
TypeBank
AddressNORTH SIOUX CITY, SD 57049
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address1610 JACK NICKLAUS DR, ELK POINT, SD 57025-2371
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00170/0252
DateApr 17, 2017
Book Page170/0252
Instrument171387
Lender
NameLIBERTY NATIONAL BANK
TypeBank
AddressSIOUX CITY, IA 51106
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2032

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateJan 24, 2023
Property Address1610 JACK NICKLAUS DR, ELK POINT, SD 57025-2371
Document Number0000113/52
Book / Page113 / 52
Instrument DateJan 9, 2023
Instrument230181
Transaction TypeTransfer
Record UpdatedMar 12, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address27120 BLUEBIRD PL, HARRISBURG, SD 57032-8109
InvestorPossibly a Property Investor

Mortgage

Document Number0000018236
DateJan 24, 2023
Instrument182/36
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateFeb 15, 2022
Property Address1610 JACK NICKLAUS DR, ELK POINT, SD 57025-2371
Document Number0000112/91
Book / Page112 / 91
Instrument DateFeb 14, 2022
Instrument220480
Transaction TypeTransfer
Record UpdatedMar 12, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$512.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1610 JACK NICKLAUS DR, ELK POINT, SD 57025-2371

Mortgage

Document Number0000180131
DateFeb 15, 2022
Instrument180/131
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1610 Jack Nicklaus Dr was $7,509, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityElk Point City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,509.00 (+0.01%)$450,549 (-) Land $44,522 Building $406,027
2025$7,508.00 (-1.12%)$450,549 Land $44,522 Building $406,027
2024$7,593.00 (-2.5%)
2023$7,788.00 (+10.94%)$450,549 Land $44,522 Building $406,027
2022$7,020.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1610 Jack Nicklaus Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 Jack Nicklaus Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELK POINT
serves 2,124 people · EPA ID SD4600116
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereCLAY RURAL WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
5,000 / 5,000
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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