1610 Hammond Dr, Matthews, NC 28104 Property Records

Union County property record for 1610 Hammond Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,311 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Aug 2019)
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-144-751`

Property Details

APN / Parcel Number

Primary APN	`07-144-751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,311 sqft Living Area
1st Floor Area	1,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1610 HAMMOND DR
City	MATTHEWS
State	NC
Zip	28104-6854
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	MR STALLIN
Legal Description	#121 CALLONWOOD PH5 OPCI-198/OPCJ167
Legal Subdivision	CALLONWOOD
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2014
Census Tract	20314

Owner

1610 Hammond Dr, a rural home, is owned and occupied by two individuals who bought it in August 2019.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1610 HAMMOND DR, MATTHEWS, NC 28104-6854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Sep 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 22, 2019	Warranty Deed, Transfer · ARM UWHARRIE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Prior Sale	Apr 7, 2006 · Amount on File
Deed Document Number	201925014
Deed Book / Page	7446 / 778
Prior Transfer Date	Sep 17, 2010
Prior Transfer Doc	5418394
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 14, 2026
Property Address	1610 HAMMOND DR, MATTHEWS, NC 28104-6854
Document Number	0000009869
Book / Page	9348 / 532
Instrument Date	Apr 7, 2026
Instrument	20269869
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 HAMMOND DR, MATTHEWS, NC 28104-6854

Mortgage

Document Number	0000009869,
Date	Apr 14, 2026
Book Page	9348/532
Instrument	20269869

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1610 HAMMOND DR, MATTHEWS, NC 28104-6854
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8051118
Date	Apr 5, 2021
Book Page	8051/118
Instrument	15651

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1610 HAMMOND DR, MATTHEWS, NC 28104-6854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7243627
Date	Sep 28, 2018
Book Page	7243/627
Instrument	0027507

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28209

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 22, 2019
Property Address	1610 HAMMOND DR, MATTHEWS, NC 28104-6854
Document Number	0007446778
Book / Page	7446 / 778
Map Reference	CAB I FILE 198
Instrument Date	Aug 22, 2019
Instrument	0025014
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1488 LONGLEAF CT, 1488, MATTHEWS, NC 28104-7889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 HAMMOND DR, MATTHEWS, NC 28104-6854

Mortgage

Document Number	0000025015
Date	Aug 22, 2019
Instrument	0025015

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 1610 Hammond Dr was $2,873.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,200 (-) Land $103,800 Building $315,400	$419,200 (-) Land $103,800 Building $315,400
2025	$2,873.00	$419,200 Land $103,800 Building $315,400	$419,200 Land $103,800 Building $315,400
2023	$2,419.00	$286,300 Land $62,000 Building $224,300	$286,300 Land $62,000 Building $224,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1610 Hammond Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 Hammond Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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