1610 Elm Ave, Richmond, CA 94805 Property Records

Contra Costa County property record for 1610 Elm Ave, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,975 sqft · built 1952
Lot Size	0.088 acres (3,850 sqft)
Owner	Individual Name on Record
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`521-061-004-3`

Property Details

APN / Parcel Number

Primary APN	`521-061-004-3`
Alternative APN	`521-061-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,975 sqft Living Area
1st Floor Area	844 sqft
2nd Floor Area	524 sqft
Basement Area	607 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1975
Lot Area	3,850 sqft (0.088 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1610 ELM AVE
City	RICHMOND
State	CA
Zip	94805-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	EAST RICH HGTS #4 LOT 38 BLK 104
Legal Subdivision	EAST RICHMOND HEIGHTS 04
Legal Block	104
Legal Lot Number	38
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2009
Census Tract	362000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1610 ELM AVE, RICHMOND, CA 94805-1614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 28, 2009
Transfer Doc	0000196780
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1610 ELM AVE, RICHMOND, CA 94805-1614
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 ELM AYE, RICHMOND, CA 94805

Mortgage

Document Number	0000275403
Date	Nov 16, 2020
Instrument	2020-275403

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1610 ELM AVE, RICHMOND, CA 94805-1614
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 ELM AVE, RICHMOND, CA 94805-1614

Mortgage

Document Number	0000271394
Date	Sep 30, 2021
Instrument	2021-271394

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$113,594 (+2%) Land $19,219 Building $94,375
2025	$2,596.00 (+5.06%) Homeowner's exemption	$111,368 (+4.04%) Land $18,843 Building $92,525
2023	$2,471.00 (+2.23%) Homeowner's exemption	$107,045 Land $18,112 Building $88,933
2022	$2,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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