1610 E Cactus Wren Dr, Phoenix, AZ 85020 Property Records

Maricopa County property record for 1610 E Cactus Wren Dr, Phoenix, AZ 85020

Property Summary

Property Type	Townhouse
Details	3 ba · 1,986 sqft · built 1981
Lot Size	0.078 acres (3,424 sqft)
Owner	Owner Name on File
Last Sale	$315,000 (Aug 2013)
Tax Bill	$3,538 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`164-26-083`

Property Details

APN / Parcel Number

Primary APN	`164-26-083`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,986 sqft Living Area
1st Floor Area	1,986 sqft

Exterior

Year Built	Built 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Clay Tile
Lot Area	3,424 sqft (0.078 acres)
Parking Spaces	2 Parking Spaces
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1610 E CACTUS WREN DR
City	PHOENIX
State	AZ
Zip	85020-5549
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PAD-MD
Legal Description	MONTEIL MCR 221-28
Legal Range	03E
Legal Township	02N
Legal Section	03
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	MONTEIL
Legal Lot Number	21
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4010
Census Tract	105102

Owner

The current owner of 1610 E Cactus Wren Dr bought it in August 2013.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Owner Name on File
Mailing Address	1610 E CACTUS WREN DR, PHOENIX, AZ 85020-5549
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage BETTER MORTGAGE CORPORATION
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2013 · Amount on File
Deed Sale	Aug 9, 2013 · Amount on File
Prior Sale	Mar 20, 2007 · Amount on File
Deed Document Number	20130730334
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1610 E CACTUS WREN DR, PHOENIX, AZ 85020-5549
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 E CACTUS WREN DR, PHOENIX, AZ 85020-5549

Mortgage

Document Number	0000532564
Date	May 12, 2021
Instrument	20210532564

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1610 E CACTUS WREN DR, PHOENIX, AZ 85020-5549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138937
Date	Feb 19, 2020
Instrument	20200138937

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1610 E CACTUS WREN DR, PHOENIX, AZ 85020-5549
Document Number	0000055034
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 E CACTUS WREN DR PHOENIX AZ 850205549, PHOENIX, AZ 85020-5549

Mortgage

Document Number	0000055034
Date	Jan 24, 2017
Instrument	55034

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1610 E Cactus Wren Dr was $3,538.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,450	$534,500 Land $106,900 Building $427,600
2025	$3,538.00
2024		$51,200	$512,000 Land $102,400 Building $409,600
2023	$3,266.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1610 E Cactus Wren Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 units insured incl. 76 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 E Cactus Wren Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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