1610 E Avery St, Pensacola, FL 32503 Property Records

Escambia County property record for 1610 E Avery St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1950
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Jun 2026)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-016-232`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-016-232`
Alternative APN	`141950000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	6,316 sqft (0.145 acres)
Lot Width	95 ft Width
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Unfinished Open Porch
Porch Area	298 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	141950000
Street Address	1610 E AVERY ST
City	PENSACOLA
State	FL
Zip	32503-5765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	LT 16 AND E 7.5 FT OF LT 17 BLK 232 NEW CITY TRACT OR 9175 P 1502 CA 38
Legal Subdivision	NEW CITY TRACT
Legal Block	232
Legal Lot Number	16
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2078
Census Tract	802

Owner

1610 E Avery St is owned by two individuals who bought it in June 2026.

Source: Escambia County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1608 E AVERY ST, PENSACOLA, FL 32503-5765
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STIFEL BANK AND TRUST
Jul 16, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 3, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 7, 2021	Quit Claim Deed, Transfer Quitclaim
May 18, 2017	Deed of Trust, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Jul 16, 2024 · Amount on File
Deed Document Number	202648140
Deed Book / Page	9509 / 1790
Prior Transfer Date	Nov 26, 2021
Prior Transfer Doc	0086760707
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 22, 2026
Property Address	1610 E AVERY ST, PENSACOLA, FL 32503-5765
Document Number	0000048140
Book / Page	9509 / 1790
Instrument Date	Jun 18, 2026
Instrument	202648140
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048141,
Date	Jun 22, 2026
Instrument	202648141

Lender

Name	STIFEL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 16, 2024
Property Address	1610 E AVERY ST, PENSACOLA, FL 32503-5765
Document Number	0091751502
Book / Page	9175 / 1502
Instrument Date	Jul 12, 2024
Instrument	2024054226
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E MAIN ST, PENSACOLA, FL 32502-5986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 UPLAND CREST CT, GULF BREEZE, FL 32563-3700

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Oct 3, 2023
Property Address	1610 E AVERY ST, PENSACOLA, FL 32503-5765
Document Number	0090491344
Book / Page	9049 / 1344
Instrument Date	Sep 29, 2023
Instrument	2023080083
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4265 MONTALVO, PENSACOLA, FL 32504-9050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E MAIN ST STE A, A, PENSACOLA, FL 32502-6096

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Dec 7, 2021
Property Address	1610 E AVERY ST, PENSACOLA, FL 32503-5765
Document Number	0086760707
Book / Page	8676 / 707
Instrument Date	Nov 26, 2021
Instrument	2021132478
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4265 MONTALVO, PENSACOLA, FL 32504-9050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 MONTALVO, PENSACOLA, FL 32504-9050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1610 E AVERY ST, PENSACOLA, FL 32503-5765
Document Number	0077200735
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MILLSFORD DR MADISON AL 357585600, MADISON, AL 35758-5600

Mortgage

Document Number	0077200735
Date	May 30, 2017
Book Page	007720/000735
Instrument	40571

Lender

Name	IBERIABANK
Type	Federal Savings Bank
Address	HUNTSVILLE, AL 35802-1685

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 29, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1610 E Avery St was $2,261, up 2.5% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (+2.54%)	$132,985 Land $131,545 Building $1,440	$132,985 Land $131,545 Building $1,440
2024	$2,205.00 (-61.29%)
2023	$5,696.00 (+10.82%)	$327,441 (+1%)	$345,475 (+16.06%) Land $212,083 Building $133,392
2022	$5,140.00	$297,674	$297,674 Land $176,736 Building $120,938

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1610 E Avery St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 E Avery St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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