Bay County property record for 1610 E 40th Pl, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,684 sqft · built 1978 |
| Lot Size | 0.397 acres (17,293 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Sep 2015) |
| Tax Bill | $1,665 (2025) |
| Deeds & Mortgages | Feb 2021 Second Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11577-000-000 |
| Primary APN | 11577-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,293 sqft (0.397 acres) |
| Lot Dimensions | 173 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Driveway | Driveway |
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1610 E 40TH PL |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-5302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | 15 3S 14W -42.1- 103A BEG 1072.3 N & 520 W OF SE COR OF SW/14 OF SE1/4 TH W 100 S 173.4 E 100 N 173.4 TO POB AKA LOT 2 P.C. BRANTON UNR ORB 3732 P 600 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | P C BRANTON |
| Legal Lot Number | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 1301 |
Source: Bay County records · APN 11577-000-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1610 E 40TH PL, LYNN HAVEN, FL 32444-5302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TYNDALL FCU |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2015 · Amount on Record |
| Deed Sale | Sep 11, 2015 · Amount on Record |
| Prior Sale | Oct 09, 2000 · Amount on Record |
| Deed Document Number | 201550230 |
| Deed Book / Page | 3732 / 600 |
| Prior Transfer Date | Oct 28, 2004 |
| Prior Transfer Doc | 0025220316 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1610 E 40TH PL, LYNN HAVEN, FL 32444-5302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1610 E 40TH PL, LYNN HAVEN, FL 32444-5302 |
| Document Number | 0043632218 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 4363/2218 |
| Instrument | 2021010874 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1610 E 40TH PL, LYNN HAVEN, FL 32444-5302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043541649 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 4354/1649 |
| Instrument | 2021005319 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Nov 01, 2035 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,665.00 (+1.22%) Homeowner's exemption | $174,204 (+5.99%) | $214,635 (+14.78%) Land $59,115 Building $155,520 |
| 2024 | $1,645.00 (+2.24%) | ||
| 2023 | $1,609.00 (+11.58%) Homeowner's exemption | $164,363 (+3%) | $186,994 (+9.35%) Land $38,535 Building $148,459 |
| 2022 | $1,442.00 Homeowner's exemption | $159,576 | $171,000 Land $35,175 Building $135,825 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 325 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 325 in force |
| Nearby Flood Claims | 60 (1998–2021) |
| Claims Outside the SFHA | 27 of 60 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 281 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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