1610 Burnside Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1610 Burnside Ln, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,651 sqft · built 1985
Lot Size	0.282 acres (12,285 sqft)
Owner	2 Individual Names on File
Last Sale	$371,900 (Oct 2019)
Tax Bill	$5,104 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`A850001301`

Property Details

APN / Parcel Number

Primary APN	`A850001301`
Alternative APN	`3-0014-5692-00-0515.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,651 sqft Living Area
Gross Area	4,521 sqft
1st Floor Area	1,407 sqft
Basement Area	1,379 sqft
Finished Basement	1,034 sqft
Unfinished Basement	345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,285 sqft (0.282 acres)
Lot Dimensions	135 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Deck Area	Deck Area
Patio Area	844 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850001301
Street Address	1610 BURNSIDE LN
City	SAINT CHARLES
State	MO
Zip	63303-8437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE #23 LOT 515
Legal Subdivision	HERITAGE #23
Legal Lot Number	515
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2000
Census Tract	311145

Owner

1610 Burnside Ln is owned and occupied by two individuals who bought it in October 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit ADVANTAGE CREDIT UNION
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF ST LOUIS
Jul 16, 2019	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Apr 6, 2020	Deed of Trust, Mortgage CENTRAL BK/ST LOUIS
Oct 17, 2019	Quit Claim Deed, Transfer CENTRAL BK/ST LOUIS
Jun 20, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	2019583640
Deed Book / Page	7164 / 47
Prior Transfer Date	Oct 1, 2019
Prior Transfer Doc	0071640047
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	May 22, 2026
Property Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437
Document Number	0000024293
Instrument Date	Mar 28, 2026
Instrument	202624293
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437

Mortgage

Document Number	0000024293,
Date	May 22, 2026
Instrument	202624293

Lender

Name	ADVANTAGE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Mar 28, 2051

Interest

Rate	5.98%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437

Mortgage

Document Number	0000064703
Date	Dec 7, 2022
Instrument	2022R-064703

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 2, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437

Mortgage

Document Number	2021R062916
Date	Jul 27, 2021
Instrument	2021R-062916

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437

Mortgage

Document Number	2021R026338
Date	Mar 25, 2021
Instrument	2021R-026338

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071051340
Date	Jul 16, 2019
Book Page	7105/1340
Instrument	20190716000359510

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437
Document Number	0072671283
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1610 BURNSIDE LN ST CHARLES MO 633038437, ST CHARLES, MO 63303-8437

Mortgage

Document Number	0072671283
Date	Apr 10, 2020
Book Page	007267/001283
Instrument	223200

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 17, 2019
Property Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437
Document Number	0071640047
Book / Page	007164 / 000047
Instrument Date	Oct 1, 2019
Instrument	583640
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1610 BURNSIDE LN ST CHARLES MO 633038437, ST CHARLES, MO 63303-8437

Mortgage

Document Number	71640049
Date	Oct 17, 2019
Book Page	007164/000049
Instrument	583650

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 20, 2017
Property Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437
Document Number	0067620450
Book / Page	6762 / 0450
Map Reference	MB 23 PG 72
Instrument Date	Jun 15, 2017
Instrument	20170620000377180
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCURATE TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1610 BURNSIDE LN, 1610, SAINT CHARLES, MO 63303-8437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 BURNSIDE LN, SAINT CHARLES, MO 63303-8437

Mortgage

Document Number	20170620000377200
Date	Jun 20, 2017
Instrument	20170620000377200

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1610 Burnside Ln was $5,104.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,145 (-)	$448,130 (-) Land $80,000 Building $368,130
2025	$5,104.00	$85,145	$448,130 Land $80,000 Building $368,130
2023		$76,198
2022			$401,044 Land $70,000 Building $331,044

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1610 Burnside Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 Burnside Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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