1610 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1610 4th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 997 sqft · built 1952
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$128,787 (Sep 2014)
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-29-22-13-0035`

Property Details

APN / Parcel Number

Primary APN	`34-29-22-13-0035`
Alternative APNs	`8071466` `90488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	897 sqft Living Area
1st Floor Area	897 sqft
Basement Area	100 sqft
Finished Basement	100 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	90488
Street Address	1610 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPIEGLERS ADDITION LOT 6 BLK 1
Legal Range	22
Legal Township	29
Legal Section	34
Legal Subdivision	SPIEGLERS ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1013
Census Tract	34602

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1610 4TH ST E, SAINT PAUL, MN 55106-5406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Mar 15, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2014 · Amount on Record
Deed Sale	Sep 2, 2014 · Amount on Record
Deed Document Number	20142511776
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Jun 23, 2026
Property Address	1610 4TH ST E, SAINT PAUL, MN 55106-5406
Document Number	0002818267
Instrument Date	Jun 11, 2026
Instrument	20262818267
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 4TH ST E, SAINT PAUL, MN 55106-5406

Mortgage

Document Number	0002818267,
Date	Jun 23, 2026
Instrument	20262818267

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1610 4TH ST E, SAINT PAUL, MN 55106-5406
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02727443
Date	Mar 15, 2022
Instrument	T02727443

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,400 (+1.74%) Land $45,000 Building $206,400	$251,400 (+1.74%) Land $45,000 Building $206,400
2025	$3,828.00 (+7.89%) Homeowner's exemption	$247,100 (+7.72%) Land $45,000 Building $202,100	$247,100 (+7.72%) Land $45,000 Building $202,100
2023	$3,548.00 Homeowner's exemption	$229,400 Land $28,000 Building $201,400	$229,400 Land $28,000 Building $201,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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