Clay County property record for 1610 3rd Ave S, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.12 acres (5,017 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,538 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.721.0770 |
| Primary APN | 58.721.0770 |
|---|
| Lot Area | 5,017 sqft (0.12 acres) |
|---|
| Street Address | 1610 3RD AVE S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME SCHREIBERS ADD SUBDIVISIONCD 58721 E 50' OF LOTS 13 TO 16 34 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 09 |
| Legal Subdivision | SCHREIBERS ADD |
| Legal Block | 34 |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20300 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1610 3RD AVE S, MOORHEAD, MN 56560-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1610 3RD AVE S, MOORHEAD, MN 56560-3015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000859393 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 859393 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 72 Months |
| Due | Oct 1, 2031 |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,538.00 (+40.84%) Homeowner's exemption | $95,900 (-0.93%) Land $27,600 Building $68,300 | $95,900 (-0.93%) Land $27,600 Building $68,300 |
| 2025 | $96,800 (+5.91%) Land $30,800 Building $66,000 | $96,800 (+5.91%) Land $30,800 Building $66,000 | |
| 2023 | $1,092.00 Homeowner's exemption | $91,400 Land $30,800 Building $60,600 | $91,400 Land $30,800 Building $60,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 55 (1978–2019) |
| Claims Outside the SFHA | 20 of 55 |
| Most Recent Claim | Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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