1610 28th St, Lubbock, TX 79411 Property Records

Lubbock County property record for 1610 28th St, Lubbock, TX 79411

Property Summary

Property TypeDuplex
Details2,120 sqft · built 1986
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on Record
Tax Bill$2,742 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2023 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNR73704

Property Details

APN / Parcel Number

Primary APNR73704

Interior

Building Area2,120 sqft Total Area

Exterior

Year BuiltBuilt 1986
Exterior MaterialBrick Veneer
Foundation TypePier/Post & Beam
Roof MaterialOther
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Carport Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1610 28TH ST
CityLUBBOCK
StateTX
Zip79411-2454
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code0038
Legal DescriptionONEALL TERRACE ANNEX BLK 14 L 18
Legal SubdivisionONEALL TERRACE
Legal Block14
Legal Lot Number18
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2010
Census Tract1300

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1610 28TH ST, LUBBOCK, TX 79411-2454
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Vendor's Lien, Transfer · Conventional Mortgage
SYNERGY ONE LENDING
Jun 20, 2023Vendor's Lien, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 28, 2021Special Warranty Deed, Transfer · Seller Carry-Back
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2025
Deed SaleOct 9, 2025
Prior SaleJun 20, 2023
Deed Document Number2025039975
Record UpdatedJun 8, 2026

October 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateOct 9, 2025
Property Address1610 28TH ST, LUBBOCK, TX 79411-2454
Document Number0000039975
Map ReferenceVOL 136 PG 210
Instrument DateOct 8, 2025
Instrument2025039975
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyWESTENN TITLE COMPANY, WESTERN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1610 28TH ST, LUBBOCK, TX 79411-2454

Mortgage

Document Number0000039976
DateOct 9, 2025
Instrument2025039976
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

June 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJun 20, 2023
Property Address1610 28TH ST, LUBBOCK, TX 79411-2454
Document Number0000022414
Map ReferenceVOL 136 PG 210
Instrument DateJun 16, 2023
Instrument2023022414
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6716 8TH ST, LUBBOCK, TX 79416-3782

Mortgage

Document Number0000022415
DateJun 20, 2023
Instrument2023022415
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

October 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLUBBOCK TX
Recording DateOct 28, 2021
Property Address1610 28TH ST, LUBBOCK, TX 79411-2454
Document Number0000055866
Map ReferenceVOL 406 PG 557
Instrument DateOct 27, 2021
Instrument2021055866
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8605 RAINTREE HL, FAIR OAKS RANCH, TX 78015-4404
InvestorPossibly a Property Investor

Mortgage

Document Number0000055838
DateOct 28, 2021
Instrument2021055838
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,742.00 (-2.56%)$155,005 (+25.6%) Land $1,000 Building $154,005$155,005 (+25.6%) Land $1,000 Building $154,005
2024$2,814.00 (+22.72%)
2023$2,293.00 (-30.83%)$123,410 (-24.65%) Land $1,000 Building $122,410$123,410 (-24.65%) Land $1,000 Building $122,410
2022$3,315.00$163,778 Land $1,000 Building $162,778$163,778 Land $1,000 Building $162,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation3,197.5 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2001–2015)
Claims Outside the SFHA1 of 6
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Hurricane Alex, Jul 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40
T-Mobile
Fixed Wireless
100 / 20

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