161 Windward Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 161 Windward Dr, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,156 sqft · built 1980
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Dec 2012)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
APN	`0157-08-0016`

Property Details

APN / Parcel Number

Primary APN	`0157-08-0016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,156 sqft Living Area
1st Floor Area	3,156 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Concrete
Lot Area	12,000 sqft (0.275 acres)
Lot Width	1 ft Width
Garage Type	Attached
Garage Area	644 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	252 sqft
Patio Area	465 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	161 WINDWARD DR
City	OSPREY
State	FL
Zip	34229-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	LOT 115 SOUTHBAY YACHT & RACQUET CLUB
Legal Range	18E
Legal Township	38S
Legal Section	15
Legal Subdivision	SOUTHBAY YACHT & RACQUET CLUB
Legal Tract	1854
Legal Lot Number	115
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	2
Census Block	2024
Census Tract	2102

Owner

Source: Sarasota County records · APN 0157-08-0016

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	161 WINDWARD DR, OSPREY, FL 34229-9145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2012 · Amount on Record
Deed Sale	Dec 11, 2012 · Amount on Record
Prior Sale	Sep 24, 2012 · Amount on Record
Deed Document Number	2012161683
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	161 WINDWARD DR, OSPREY, FL 34229-9145
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000047
Date	Jan 02, 2020
Instrument	2020000047

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sarasota County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,735.00 (-3.84%) Homeowner's exemption	$449,692 (+5.99%)	$794,300 (-6.48%) Land $354,000 Building $440,300
2023	$4,924.00 (+1.55%) Homeowner's exemption	$424,289 (+3%)	$849,300 (+7.09%) Land $324,000 Building $525,300
2022	$4,849.00 Homeowner's exemption	$411,931	$793,100 Land $305,800 Building $487,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 8 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 295 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.