161 Whitman Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 161 Whitman Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,202 sqft · built 1965
Lot Size	0.227 acres (9,871 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Jan 2018)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-35-662500-001108`

Property Details

APN / Parcel Number

Primary APN	`26-28-35-662500-001108`
Alternative APNs	`352826662500001108` `52826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,202 sqft Living Area
Gross Area	1,802 sqft
1st Floor Area	1,202 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,871 sqft (0.227 acres)
Lot Dimensions	128 ft deep x 77 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	600 sqft
Porch	Unfinished Open Porch
Porch Area	24 sqft

Location & Zoning

Street Address	161 WHITMAN RD
City	WINTER HAVEN
State	FL
Zip	33884-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 11 N 77 FT OF S 1096 FT OF SE1/4 OF SE1/4 LESS W 1176 FT & LESS E 25 FT FOR RD R/W
Legal Range	26E
Legal Township	28S
Legal Section	35
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	662500
Legal Block	3
Legal Lot Number	11
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3017
Census Tract	14001

Owner

161 Whitman Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	161 WHITMAN RD, WINTER HAVEN, FL 33884-2356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Prior Sale	May 31, 2005 · Amount on File
Deed Document Number	201813660
Deed Book / Page	10372 / 934
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 19, 2018
Property Address	161 WHITMAN RD, WINTER HAVEN, FL 33884-2356
Document Number	0103720934
Book / Page	010372 / 000934
Instrument Date	Jan 12, 2018
Instrument	13660
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	INSURED R/E TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 WHITMAN RD WINTER HAVEN FL 338842356, WINTER HAVEN, FL 33884-2356

Mortgage

Document Number	103720935
Date	Jan 19, 2018
Book Page	010372/000935
Instrument	13661

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 161 Whitman Rd was $2,410.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,689 (+0.45%) Land $42,000 Building $140,689	$182,689 (+0.45%) Land $42,000 Building $140,689
2025	$2,410.00	$181,862 Land $42,000 Building $139,862	$181,862 Land $42,000 Building $139,862
2023	$2,687.00 (+5.79%)	$174,918 (+3.73%) Land $40,000 Building $134,918	$174,918 (+3.73%) Land $40,000 Building $134,918
2022	$2,540.00	$168,621 Land $33,000 Building $135,621	$168,621 Land $33,000 Building $135,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Whitman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Whitman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20