Bergen County and Waldwick Borough property record for 161 W Prospect St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,592 sqft · built 1954 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $521,000 (Mar 2022) |
| Tax Bill | $11,142 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00145-0000-00013 |
| Primary APN | 64-00145-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Stucco |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Account Number | 002272 |
|---|---|
| Street Address | 161 W PROSPECT ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X100 |
| Legal Subdivision | LAKE VIEW MANOR |
| Legal Block | 145 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 56200 |
161 W Prospect St is owned and occupied by two individuals who bought it in March 2022.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 161 W PROSPECT ST, WALDWICK, NJ 07463-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage ASCENDIA BANK |
| Mar 2, 2017 | Deed, Transfer · Conventional Mortgage ATLANTIC STEWARDSHIP BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2022 · Amount on File |
| Deed Sale | Mar 3, 2022 · Amount on File |
| Prior Sale | Mar 2, 2017 · Amount on File |
| Deed Document Number | 202227344 |
| Deed Book / Page | 4605 / 621 |
| Prior Transfer Date | Feb 17, 2017 |
| Prior Transfer Doc | 0025511449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 3, 2022 |
| Property Address | 161 W PROSPECT ST, WALDWICK, NJ 07463-1332 |
| Document Number | 0046050621 |
| Book / Page | 4605 / 621 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022027344 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,015.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2933 N SHERIDAN RD, 2933, CHICAGO, IL 60657-5999 |
| Name | Verified Name |
|---|---|
| Address | 161 W PROSPECT ST, WALDWICK, NJ 07463-1332 |
| Document Number | 2022027345 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2022027345 |
| Name | ASCENDIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 2, 2017 |
| Property Address | 161 W PROSPECT ST, WALDWICK, NJ 07463-1332 |
| Document Number | 0025511449 |
| Book / Page | 02551 / 1449 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 17-019428 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,780.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 56 SHERIDAN AVE, 56, HO HO KUS, NJ 07423-1541 |
| Name | Verified Name |
|---|---|
| Address | 161 W PROSPECT ST, WALDWICK, NJ 07463-1332 |
| Document Number | 0025511454 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 02551/1454 |
| Instrument | 17-019428.01 |
| Name | ATLANTIC STEWARDSHIP BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND PARK, NJ 07432 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2032 |
The 2025 property tax bill for 161 W Prospect St was $11,142, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,500 (-) Land $241,100 Building $244,400 | $485,500 (-) Land $241,100 Building $244,400 | |
| 2025 | $11,142.00 (+3.66%) | $485,500 Land $241,100 Building $244,400 | $485,500 Land $241,100 Building $244,400 |
| 2024 | $10,749.00 | ||
| 2023 | $340,500 Land $206,100 Building $134,400 | $340,500 Land $206,100 Building $134,400 | |
| 2022 | $9,697.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 161 W Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 161 W Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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