161 Vale St, Fall River, MA 02724 Property Records

Bristol County and Fall River City property record for 161 Vale St, Fall River, MA 02724

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,824 sqft · built 1925
Lot Size	0.164 acres (7,157 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jun 2025)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0G-13 B:0000 L:0019`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0G-13 B:0000 L:0019`
Alternative APN	`M:0G=13 B:0000 L:0019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	3,256 sqft
Basement Area	1,072 sqft
Unfinished Basement	536 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,157 sqft (0.164 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	161 VALE ST
City	FALL RIVER
State	MA
Zip	02724-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Lot Number	19
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1011
Census Tract	640201

Owner

Source: Bristol County and Fall River City records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 VALE ST, FALL RIVER, MA 02724-3229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC
Sep 30, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 13, 2025	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2023	Quit Claim Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Apr 11, 2019	Deed of Trust, Mortgage · Balloon Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
May 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	20258272
Deed Book / Page	11803 / 75
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Recording Date	Jul 2, 2026
Property Address	161 VALE ST, FALL RIVER, MA 02724-3229
Document Number	0000009235
Book / Page	12100 / 259
Instrument Date	May 29, 2026
Instrument	20269235
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 VALE ST, FALL RIVER, MA 02724-3229

Mortgage

Document Number	0000009235,
Date	Jul 2, 2026
Book Page	12100/259
Instrument	20269235

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	161 VALE ST, FALL RIVER, MA 02724-3229
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011614-188
Date	Sep 30, 2024
Book Page	11614/188
Instrument	12458

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 13, 2025
Property Address	161 VALE ST, FALL RIVER, MA 02724-3229
Document Number	0011803-75
Book / Page	11803 / 75
Instrument Date	Jun 13, 2025
Instrument	8272
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 VALE ST, FALL RIVER, MA 02724-3229

Mortgage

Document Number	0000008275
Date	Jun 13, 2025
Instrument	8275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 12, 2023
Property Address	161 VALE ST, FALL RIVER, MA 02724-3229
Document Number	011308-231
Book / Page	11308 / 231
Instrument Date	Jun 9, 2023
Instrument	8114
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	161 VALE ST, FALL RIVER, MA 02724-3229

Mortgage

Document Number	0000008134
Date	Jun 12, 2023
Instrument	8134

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	161 VALE ST, FALL RIVER, MA 02724-3229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9744-202
Date	Apr 11, 2019
Book Page	9744/202
Instrument	5411

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 14, 2020
Property Address	161 VALE ST, FALL RIVER, MA 02724-3229
Document Number	10101-259
Book / Page	10101 / 259
Instrument Date	May 12, 2020
Instrument	7928
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7929
Date	May 14, 2020
Instrument	7929

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,732.00 (+9.93%)	$325,900 (+10.29%) Land $109,400 Building $216,500	$395,675 (-1.77%)
2024	$3,395.00 (+3.85%)	$295,500 (+10.92%) Land $105,400 Building $190,100	$402,800
2023	$3,269.00	$266,400 Land $87,100 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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