161 Tower St, San Benito, TX 78586 Property Records

Cameron County property record for 161 Tower St, San Benito, TX 78586

Property Summary

Property TypeSingle Family Home
Details1,066 sqft · built 2018
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on Record
Last Sale$123,100 (Oct 2018)
Tax Bill$5,284 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2024 Mortgage
+ 3 more
Flood ZoneZone AH (high risk)
APN610856-0000-051000

Property Details

APN / Parcel Number

Primary APN610856-0000-051000
Alternative APN
  • 367107

Interior

Stories1 Story
Building Area1,066 sqft Living Area
Gross Area1,248 sqft
1st Floor Area1,066 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions120 ft deep x 53 ft wide
Garage TypeAttached
Garage Area182 sqft
DrivewayConcrete Driveway
Driveway Area440 sqft
PorchOpen Porch
Porch Area24 sqft

Location & Zoning

Street Address161 TOWER ST
CitySAN BENITO
StateTX
Zip78586-5558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 51 BROADWAY PLACE SUBDIVISION PHASE I (CCMR C1-2981B 3-26-09)
Legal SubdivisionBROADWAY PLACE SUBDIVISION PHASE I
Legal Block5
Legal Lot Number51
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group5
Census Block5016
Census Tract11500

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1030 ACACIA LAKE DR, BROWNSVILLE, TX 78521-4909
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage
UNIQUE FINANCIAL INC
Oct 2, 2024Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Apr 20, 2021Intrafamily Transfer, Transfer
Oct 1, 2018Vendor's Lien, Transfer · ARM
LONE STAR NATIONAL BANK
Jul 12, 2018Warranty Deed, Transfer · Line of Credit
LONE STAR NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2018 · Amount on Record
Deed SaleOct 1, 2018 · Amount on Record
Prior SaleJul 12, 2018 · Amount on Record
Deed Document Number201835834
Deed Book / Page23723 / 179
Last Transfer DateFeb 3, 2021
Transfer Doc0202116785
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address161 TOWER ST, SAN BENITO, TX 78586-5558
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 ACACIA LAKE DR, BROWNSVILLE, TX 78521-4909

Mortgage

Document Number0202015847
DateMay 12, 2020
Instrument2020-15847
Lender
NameUNIQUE FINANCIAL INC
TypeNon-Lending Institution
AddressSUGAR LAND, TX 77487
Agreement
AmountAmount Recorded

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address161 TOWER ST, SAN BENITO, TX 78586-5558
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 ACACIA LAKE DR, BROWNSVILLE, TX 78521-4909

Mortgage

Document Number0202434826
DateOct 2, 2024
Instrument2024-34826
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressALLEN, TX 75013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2054

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMERON TX
Recording DateApr 20, 2021
Property Address161 TOWER ST, SAN BENITO, TX 78586-5558
Document Number0202116785
Map ReferenceCAB 1 SL 2981B
Instrument DateFeb 3, 2021
Instrument2021-16785
Transaction TypeTransfer
Record UpdatedOct 14, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address33375 FALCON LN, LOS FRESNOS, TX 78566-8635

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 ACACIA LAKE DR, BROWNSVILLE, TX 78521-4909

October 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCAMERON TX
Recording DateOct 1, 2018
Property Address161 TOWER ST, SAN BENITO, TX 78586-5558
Document Number023723/179
Book / Page23723 / 179
Map ReferenceCAB 1 SL 2981-B
Instrument DateSep 28, 2018
Instrument2018-00035834
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 TOWER ST, SAN BENITO, TX 78586-5558

Mortgage

Document Number201800035835
DateOct 1, 2018
Instrument2018-00035835
Lender
NameLONE STAR NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount Recorded
Term300 Months
DueOct 1, 2043
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateOct 1, 2023
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change7.62%
Index11th District COF
Margin4
Max Rate9.62%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMERON TX
Recording DateJul 12, 2018
Property Address161 TOWER ST, SAN BENITO, TX 78586-5558
Document Number023544/030
Book / Page23544 / 030
Map ReferenceCAB I SL 2981-B
Instrument DateJul 2, 2018
Instrument2018-00025083
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5464 WHISPERWIND, BROWNSVILLE, TX 78526-4256

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 RUBEN TORRES SR BLVD STE C, C, BROWNSVILLE, TX 78526-2871
InvestorPossibly a Property Investor

Mortgage

Document Number201800025084
DateJul 12, 2018
Instrument2018-00025084
Lender
NameLONE STAR NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 2, 2019
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalitySan Benito City
Unified School DistrictSan Benito Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,919 (+4.45%) Land $57,240 Building $175,679$232,919 (+4.45%) Land $57,240 Building $175,679
2025$5,284.00 (+3.69%)$222,989 (+10.27%) Land $48,654 Building $174,335$222,989 (+10.27%) Land $48,654 Building $174,335
2024$5,096.00 (-4.28%)
2023$202,222 Land $26,076 Building $176,146$202,222 Land $26,076 Building $176,146
2022$5,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation33.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 160 policies
Nearby Flood Policies160 in force
Nearby Flood Claims49 (1982–2025)
Claims Outside the SFHA18 of 49
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 6 claims
  • Hurricane Dolly, Jul 2008 · 14 claims
  • Severe Storms, Tornadoes & Flooding, Apr 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN BENITO
serves 24,250 people · EPA ID TX0310007
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
RGV Communications
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20

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