161 Timoshaw Trl, Cullowhee, NC 28723 Property Records

Jackson County property record for 161 Timoshaw Trl, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,413 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Aug 2023)
Tax Bill	$1,529 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7534-92-3147`

Property Details

APN / Parcel Number

Primary APN	`7534-92-3147`
Alternative APN	`143204`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,413 sqft Heated Area
1st Floor Area	1,084 sqft
Attic	Attic
Attic Area	305 sqft
Basement Area	1,024 sqft
Finished Basement	1,024 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	44 sqft
Patio Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	161 TIMOSHAW TRL
City	CULLOWHEE
State	NC
Zip	28723-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF PINE CREEK RD
Legal Subdivision	SMOKY MOUNTAIN LAND SURVEYING
Jurisdiction	JACKSON NC
Township / Civil Division	MOUNTAIN
Census Block Group	2
Census Block	2033
Census Tract	950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	161 TIMOSHAW TRL, CULLOWHEE, NC 28723-8915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2023	Warranty Deed, Transfer
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Book / Page	2361 / 1491
Prior Transfer Date	Oct 3, 2016
Prior Transfer Doc	0021640739
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Jul 28, 2026
Property Address	161 TIMOSHAW TRL, CULLOWHEE, NC 28723-8915
Document Number	2424001634
Book / Page	2424 / 1634
Instrument Date	Jul 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 TIMOSHAW TRL, CULLOWHEE, NC 28723-8915

Mortgage

Document Number	2424001634,
Date	Jul 28, 2026
Book Page	2424/1634

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	161 TIMOSHAW TRL, CULLOWHEE, NC 28723-8915
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 TIMOSHAW TRL, CULLOWHEE, NC 28723-8915

Mortgage

Document Number	0024140174
Date	Feb 10, 2026
Book Page	2414/174

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 16, 2023
Property Address	161 TIMOSHAW TRL, CULLOWHEE, NC 28723-8915
Document Number	0023611491
Book / Page	2361 / 1491
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 TIMOSHAW TRL, CULLOWHEE, NC 28723-8915

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 10, 2020
Property Address	161 TIMOSHAW TRL, CULLOWHEE, NC 28723-8915
Document Number	0022710079
Book / Page	2271 / 79
Map Reference	CAB 14 PG 654
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1735, HIGHLANDS, NC 28741-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2991 HIGHWAY 98 E, CARRABELLE, FL 32322-8005

Mortgage

Document Number	227182
Date	Jul 10, 2020
Instrument	2271/82

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$402,564 (-) Land $31,940 Building $370,624
2025	$1,529.00 (+67.84%)	$402,564 (+67.81%) Land $31,940 Building $370,624
2023	$911.00	$239,890 Land $28,770 Building $211,120

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

No cell data coverage reported

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