Bergen County and Mahwah Township property record for 161 Stephens Ln, Mahwah, NJ 07430
| Property Type | Single Family Home |
|---|---|
| Details | 3,453 sqft · built 1996 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $980,000 (Dec 2020) |
| Tax Bill | $15,874 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-00070-0000-00049-15 |
| Primary APN | 33-00070-0000-00049-15 |
|---|---|
| Alternative APN |
|
| Building Area | 3,453 sqft Living Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 19,820 sqft (0.455 acres) |
| Street Address | 161 STEPHENS LN |
|---|---|
| City | MAHWAH |
| State | NJ |
| Zip | 07430-3863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .455 AC |
| Legal Subdivision | CHERRY RDG ESTATES |
| Legal Block | 70 |
| Legal Lot Number | 49.15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MAHWAH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 32202 |
Source: Bergen County and Mahwah Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 161 STEPHENS LN, MAHWAH, NJ 07430-3863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 9, 2020 | Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Prior Sale | Mar 16, 2016 · Amount on Record |
| Deed Document Number | 2020131006 |
| Deed Book / Page | 3859 / 207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 161 STEPHENS LN, MAHWAH, NJ 07430-3863 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047371328 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 4737/1328 |
| Instrument | 2022069253 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 4, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 161 STEPHENS LN, MAHWAH, NJ 07430-3863 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038531653 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 3853/1653 |
| Instrument | 20-129535 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 9, 2020 |
| Property Address | 161 STEPHENS LN, MAHWAH, NJ 07430-3863 |
| Document Number | 0038590207 |
| Book / Page | 3859 / 207 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 20-131006 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | SAFELAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,343.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 STEPHENS LN, 161, MAHWAH, NJ 07430-3863 |
| Name | Verified Name |
|---|---|
| Address | 161 STEPHENS LN, MAHWAH, NJ 07430-3863 |
| Document Number | 20131007 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 20-131007 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
Source: Bergen County and Mahwah Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Mahwah Township |
| Unified School District | Mahwah Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $746,300 (-) Land $337,700 Building $408,600 | $746,300 (-) Land $337,700 Building $408,600 | |
| 2025 | $15,874.00 (+3.06%) | $746,300 (-) Land $337,700 Building $408,600 | $746,300 (-) Land $337,700 Building $408,600 |
| 2024 | $15,403.00 (+4.66%) | ||
| 2023 | $746,300 Land $337,700 Building $408,600 | $746,300 Land $337,700 Building $408,600 | |
| 2022 | $14,717.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1979–2000) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2000 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAHWAH WATER DEPARTMENT serves 26,777 people · EPA ID NJ0233001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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